XRP, with the anticipation of the "Clear Act," ETF capital inflows increase

Against the backdrop of global economic instability, XRP is showing a strong recovery momentum, attracting market attention. As of April 14, 2026, XRP’s trading price ranges from $1.33 to $1.36 per coin. After rising about 3–4% the previous day, it continues to maintain a strong consolidation pattern. Increased ETF capital inflows, large-scale accumulation by whale investors, and expectations that the U.S. Congress will pass a crypto regulatory bill are collectively adding upward pressure to XRP’s price.

XRP Price Status and Technical Analysis

XRP closed down 0.6%, at $1.33, entering a correction phase after climbing nearly 4% on Monday. According to data from CoinMarketCap, XRP is currently slightly below the 50-day moving average ($1.38), and still has a considerable gap from the 200-day moving average ($1.88). Support has formed in the $1.30–$1.35 range, while resistance lies in the $1.40–$1.60 range. Whether it can break through this box range in the short term is the key variable.

XRP ETF Capital Inflows Surge, Whale Accumulation Hits a 10-Month High

According to CoinShares’ recent weekly report, a global digital asset management company, XRP investment products recorded $1.196 billion in net inflows. This is the strongest weekly inflow since December 2025. The total assets under management of the seven spot XRP ETFs are also approaching $10 billion, indicating a significant expansion in institutional demand. Meanwhile, on-chain data shows that the accumulated XRP held by large holders—so-called “whales”—has also reached the highest level in the past 10 months. Typically, large-scale whale accumulation is interpreted as a leading indicator of medium- to long-term price increases.

CLARITY Bill Legislative Expectations: A Key Catalyst for XRP’s Rise

The strongest variable driving the XRP market is U.S. congressional regulatory legislation. The U.S. Senate Banking Committee ended its recess and resumed work on April 13, and plans to advance the review procedures for the so-called “CLARITY Act,” which aims to establish the structure of digital asset markets, by the end of this month. Prediction platform Polymarket currently estimates a 55% chance of the bill passing. On April 16, the U.S. Securities and Exchange Commission will hold a roundtable discussion themed around digital asset market structure. It is understood that Coinbase CEO Brian Armstrong, U.S. Treasury Secretary Scott Bessent, and the SEC’s former chair Paul Atkins will all express positions of consistent support on the same day, which boosts expectations across the industry. Experts analyze that if the CLARITY Act is passed, it will provide legal grounds for commercial banks to officially utilize XRP within Ripple’s cross-border payment network. If geopolitical stability factors are also present, XRP price targets could be viewed at $1.60 to $2.00 and above.

Macroeconomic Environment and Risk Factors

XRP’s 90-day return is -35.81%, still in a deep correction range compared with the start of the year. The 30-day return is -3.19%, and the correction is ongoing. Some market analysts set XRP’s short-term high at around $1.60 and warn that if the CLARITY Act fails to pass or macro variables such as the Federal Reserve maintaining a tightening policy create negative effects, the price may retest the $1.30 support level. On the other hand, some social media channels and lower-credibility information sources are circulating extreme target prices of $7 to $42, which currently lack support from market data. The XRP market is entering a structural turning point in 2026 with regulatory clarity. The review outcome of the CLARITY Act at the end of April and the SEC’s subsequent actions following the roundtable are expected to become the key watershed in determining XRP’s price direction.

TokenPost AI Notice: This article summary is generated using a language model based on TokenPost.ai. The main content of the original text may be omitted or inconsistent with facts.