Is Chase Closing Branches? What You Need to Know About 2025-2026 Changes

Chase Bank’s branch closure strategy has become a significant concern for customers who value in-person banking services. The financial institution is indeed closing branches, with 23 locations already shut down as of mid-2025, and an additional 11 branches scheduled for closure soon. If you’re one of the millions of Chase customers, understanding these changes and knowing your options could save you considerable inconvenience.

How Many Chase Branches Are Closing This Year?

According to data from the Office of the Comptroller of the Currency (OCC), Chase has already completed the closure of 23 U.S. branch locations during 2025. Beyond the branches that have already closed, the bank announced plans to shut down 11 additional locations. These upcoming closures span across multiple states, including Utah, Colorado, Illinois, Arizona, Michigan, California, Texas, Washington, and Ohio.

The specific branches scheduled for closure include locations in Salt Lake City, Colorado Springs, Palatine, Tucson, Walled Lake, Oakland, Abilene, Redmond, Hilliard, Puyallup, and Houston. If your preferred branch appears on this list, it’s wise to contact Chase directly to confirm the final closing date and identify alternative nearby locations.

Managing Your Banking Without a Local Branch

While losing a local branch might seem problematic, Chase has invested significantly in digital infrastructure to accommodate customers. Online banking through Chase’s platform enables you to handle most transactions remotely—checking balances, monitoring transactions, paying bills, and transferring funds all take just a few clicks.

For customers who prefer mobile banking, the Chase Mobile app provides convenient access to accounts from any smartphone. The company maintains an extensive ATM network of more than 15,000 locations across the country, making cash withdrawals and deposits accessible even without a physical branch nearby. This combination of digital tools and ATM availability means that branch closures don’t necessarily disrupt your banking experience.

Chase’s Expansion Plans: New Locations Coming

It’s worth noting that while Chase is closing branches, the bank is simultaneously expanding its footprint elsewhere. As of mid-2025, Chase announced plans to open 116 new branch locations across the United States. This expansion suggests the bank is strategically repositioning itself rather than simply retreating from the market.

If your local branch is closing, a new Chase location may open in your area in the coming months. You can check the bank’s website or contact customer service to learn whether new branches are planned near your home or workplace. This growth strategy indicates Chase remains committed to providing banking services, even as it modernizes its branch network to align with changing customer preferences and digital banking trends.