【Bernstein Maintains "Outperform" Rating and $72 Price Target】

BlockBeats News, February 27 — According to The Block, Bernstein analysts stated that after Figure announced its Q4 earnings, they are "more optimistic" about the company, describing its performance as "solid," and maintaining the "Outperform" rating and a $72 price target. Figure's stock closed down 1.8% on the day at $34.04. Based on this, there is still approximately 111% upside potential to the analyst's target price. The stock has declined a total of 45.8% over the past month. Previously reported, in Q4 2025, the consumer loan market transaction volume reached $2.7 billion, a 131% increase year-over-year. Net income grew 91% year-over-year. Adjusted net income was $158 million, up 106% from Q4 2024. Net profit increased 156% year-over-year to $15 million. For the full year 2025, the company's net profit grew 574% year-over-year to $134 million, and net revenue increased 49% year-over-year to $507 million. Its consumer loan market transaction volume for the full year was $8.4 billion, a 63% increase year-over-year. Additionally, the Figure board has authorized a share repurchase plan allowing the company to buy back up to $200 million of Class A common stock and blockchain common stock within the next 12 months.