The 20 Richest Neighborhoods in Texas: Where Premium Living Commands $165K to $410K Annual Income

What defines the most exclusive residential communities in Texas? By analyzing comprehensive household income data, researchers identified the richest neighborhoods across the state, with average family earnings ranging from $165,000 to nearly $410,000 annually. These affluent areas span three major metropolitan regions—Houston, Dallas-Fort Worth, and Austin—each offering distinct advantages for high-income families seeking premium communities.

Premium Tier: The Wealthiest Neighborhoods ($300K+ Annual Income)

The richest neighborhoods in Texas cluster at the top end, with West University Place near Houston leading the charge. Located in the Houston-The Woodlands-Sugar Land metro area, this community boasts an average household income of $409,677, with typical home values reaching $1,758,363.

Dallas-Fort Worth’s University Park follows closely, reporting average earnings of $389,868 and an impressive median home value of $2,445,874—the highest among all ranked communities. Southlake, also in the Dallas-Fort Worth metropolitan region, secures the third position with average household income of $382,520 and typical property values of $1,284,219.

Bellaire rounds out this elite tier, serving the Houston metro area with average household income of $311,033 and homes valued near $1.1 million on average.

Upper-Middle Tier: Neighborhoods with $220K-$300K Income Range

Colleyville (Dallas-Fort Worth area) transitions the rankings with average household income of $265,831 and typical home values of $924,700. Several communities in the Austin-Round Rock-Georgetown metro emerge here, including Steiner Ranch with average earnings of $232,530 and Lakeway with $222,045 annual average household income.

Prosper (Dallas-Fort Worth) follows with $229,754 average income, while Keller in the same region records $217,210. Fulshear, serving the Houston metro, rounds out this segment with $210,123 in average household earnings and homes typically valued around $545,000.

Growth Segment: Rising Neighborhoods ($165K-$220K Income)

The remaining positions feature richest neighborhoods that still command premium incomes while offering slightly more accessibility. Coppell and Flower Mound (both Dallas-Fort Worth) record averages of $194,208 and $191,231 respectively, while Frisco climbs to $186,265 in average household income.

Several additional Dallas-area communities populate this range: Celina ($184,308), Highland Village ($182,741), and Murphy ($176,156). Houston’s Cinco Ranch and Sugar Land contribute $178,516 and $174,026 respectively. The Austin region adds Leander with $167,516, while Friendswood near Houston closes the list at $165,294 in average household income.

Geographic Insights: Understanding Texas’ Richest Neighborhoods

The distribution reveals clear patterns. Dallas-Fort Worth dominates with 11 of the top 20 richest neighborhoods, reflecting the region’s strong corporate presence and affluent suburban development. Houston-area communities hold six positions, combining corporate wealth with established prestige communities. Austin’s three entries represent the region’s growing prosperity and tech-driven income expansion.

Home values correlate strongly with income levels, though not uniformly. University Park’s exceptionally high property values ($2.4+ million) reflect both income and land scarcity in an established urban area. Conversely, newer Austin-area communities offer higher incomes relative to property values, suggesting emerging wealth in developing suburbs.

The $244,000 income differential between top and bottom communities underscores wealth concentration in specific metros. Yet even the lowest-ranked community in this analysis maintains average household earnings 65% above the U.S. median, confirming that all twenty richest neighborhoods represent genuinely elite residential territory.

Methodology Note: This analysis examined all Texas municipalities with 5,000+ households, identifying the top 20 by average household income using 2025 data sourced from the American Community Survey. Metropolitan area classifications and typical home values reflect 2025 market assessments from Zillow, with data collected in mid-2025.