2026-01-23 05:35:02

Revolut Making Moves on U.S. Banking Expansion

The London-based fintech firm is now actively pursuing multiple strategic avenues to strengthen its foothold in the American market. Among the key initiatives is exploring a De Novo banking license application in the United States—a significant step that would allow the company to operate as a regulated bank entity.

This development marks an important phase in Revolut's U.S. expansion strategy. Securing a De Novo license represents a major compliance milestone for fintech platforms seeking deeper integration into traditional banking infrastructure. The move signals the company's commitment to meeting rigorous regulatory standards while broadening its service offerings in one of the world's largest financial markets.

As competitive pressures intensify across the fintech sector, banking license acquisitions have become a pivotal factor in establishing credibility and operational scope.

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

22 Likes

Reward
22
9
Repost
Share

Comment

0/400

BlockchainTalker

· 9h ago

nah actually, this de novo move is just revolut finally admitting traditional banking infrastructure wins... can't disrupt from the outside forever lol

Reply0

TideReceder

· 11h ago

Revolut is really coming to the US to officially become a bank. If they get the de novo license, they'll completely transform.

View OriginalReply0

MoonMathMagic

· 01-24 04:58

Revolut is up to something again, De Novo license? SMH, these London folks really know how to play --- Wait, can they really get a US banking license? I’m skeptical --- Again with compliance and regulation... same old tricks, can they just get it done already --- NGL, this move is quite crucial; entering the US traditional financial system is no joke --- De Novo, what the heck... are they going to be sanctioned by regulatory authorities again? --- Revolut’s entry will definitely shake up the US financial scene, but only if they can really secure this license --- Just want to know how much they will spend this time to bribe regulatory agencies...

View OriginalReply0

WealthCoffee

· 01-24 02:30

Revolut is really going all in now. If they get the de novo license, the US financial industry will have to reshuffle.

View OriginalReply0

CryptoDouble-O-Seven

· 01-23 06:04

Revolut is finally getting a banking license, so they better behave now.

View OriginalReply0

APY追逐者

· 01-23 06:04

Revolut is getting the De Novo license, so they will have to operate as a bank now. However, the regulations in the US are really strict; only if they succeed can they be considered impressive.

View OriginalReply0

CryptoHistoryClass

· 01-23 06:02

ah here we go again... de novo license play, classic move right outta the 2015-2017 fintech playbook. statistically speaking, this is exactly how Square and SoFi started their slow burn into regulatory capture. *checks notes* yep, the pattern holds—promise moon, deliver compliance theater lol

Reply0

GateUser-44a00d6c

· 01-23 05:47

Revolut wants to obtain a banking license in the United States? Now they're really going to challenge traditional banks.

View OriginalReply0

shadowy_supercoder

· 01-23 05:36

Revolut is finally officially entering the US market, and the move with the de novo license is a very solid step.

View OriginalReply0