Ripple, the SEC lawsuit reaches a groundbreaking turning point, and XRP records a significant increase

In August 2025, Ripple settled a long-standing legal dispute with the U.S. Securities and Exchange Commission (SEC), bringing an end to the conflict that began in 2020. This settlement served as a catalyst for a significant change in XRP’s market valuation, accelerating its rise to a new all-time high of $3.65. Currently trading around $2.06, the psychological impact of this legal resolution continues to exert a strong influence on the market.

Improved Regulatory Environment Facilitates Relationships with Institutional Investors

The SEC settlement is more than just a legal victory for Ripple. Financial institutions and large investors have reduced their perceived legal risks associated with XRP, making the inflow of institutional investment more feasible. As of July, XRP reached a market capitalization of $12.535 billion, temporarily elevating its position within the industry.

Taking advantage of this improved environment, the company launched RLSD, a stablecoin pegged to XRP, successfully raising $1.3 billion in a short period. Additionally, Ripple has enhanced its suite of regulated investment products by listing XRP ETF products and executing strategic acquisitions such as Hidden Road and GTreasury.

Global Regulatory Compliance as a Core Business Strategy

Ripple’s series of initiatives are backed by a proactive approach to the international regulatory landscape. By ensuring compliance with U.S. anti-terrorist financing regulations and establishing a framework to adhere to the European Union’s Markets in Crypto-Assets (MiCA) regulation, Ripple aims to strengthen its global operations. This strategy is shifting Ripple’s image from a speculative crypto asset company to a mature financial technology firm that adapts to regulatory standards.