Institutional investors are driving the stablecoin market to new heights — $310 billion in circulation

ApeEscapeArtist · 2026-01-13T08:59:38+00:00

The cryptocurrency market is rethinking the role of stablecoins, which are increasingly seen as tools for revolutionizing international payments. Currently valued at $310 billion, stablecoins have shifted from speculative assets to practical payment solutions, particularly among institutional players. Predictive analysis suggests their market could reach $2 trillion by 2028, solidifying their position in the global financial system.

ApeEscapeArtist

2026-01-13 08:59:38

Abstract generation in progress

The cryptocurrency market is undergoing a significant rethinking of the role of stablecoins. While these assets were previously considered solely as trading pairs, today major financial institutions see them as tools to revolutionize international payments.

Current Market Status: Stablecoin Reaches $310 Billion

As of December 12, 2025, the total market capitalization of stablecoins stands at $310 billion. This represents an impressive 70% growth over the year. Two key players — Tether (USDT) and USD Coin (USDC) — dominate the market, accounting for approximately 80% of all transactions.

Among them, USDC shows particular activity with a current market capitalization of $74.31 billion, confirming growing trust in this stablecoin from various ecosystem participants.

From Speculation to Practical Application: A Paradigm Shift

Recent studies have revealed a qualitative shift in investor behavior. Institutional players are gradually moving away from speculative strategies in favor of practical applications. The main focus is shifting to two areas: cross-border settlements between corporations and intra-corporate payment systems.

This transition reflects the market’s maturation — stablecoins are transforming from trading instruments into means of payment for the real economy sector.

Forecast for 2028: Trillion-Dollar Stablecoin Ecosystem

Analysts consensus predicts that if the current trend continues, the supply of stablecoins could grow to $2 trillion by 2028. A key condition remains the continued integration of these assets into the systems of major financial institutions.

Under this scenario, stablecoins will finally establish themselves as the foundational infrastructure of the global financial system.

USDC-0,04%

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.