## Stablecoins Surpass $310 Billion: Institutions Accelerate Market Transformation

As of December 12, 2025, the market capitalization of stablecoins has reached an impressive $310 billion, demonstrating an annual growth rate of 70%. This surge reflects fundamental changes in how major financial players perceive digital assets.

The two main players remain undisputed leaders in this segment — Tether (USDT) and USD Coin (USDC). They account for approximately 80% of all market activity. According to the latest data, USDC maintains a solid position with a circulating market cap of $74.31 billion, confirming sustained demand for stablecoins among professional participants.

A key change noted by industry researchers is the shift in focus among institutional investors. While previously large players viewed stablecoins mainly as a tool for speculative trading, the focus is now shifting toward practical implementation. Organizations actively use these digital assets for international payments, corporate transfers, and operations that require minimizing currency risk. Even relatively small amounts, like $20,000, now pass through the blockchain with the same speed and convenience.

Development prospects look ambitious. Analysts expect that with active integration of stablecoins into the systems of leading financial institutions, the total supply could grow to $2 trillion by 2028. This would represent a 6-7 fold increase, highlighting both the enormous market potential and the current growth potential for stablecoins.