That 25% APR product cycle has run its course. When credit supply remains fixed unlike fiat expansion, traditional banking actually faces pressure. Here's the thing nobody wants to admit—credit card companies rake in billions annually through these rates, yet a legitimate alternative makes them nervous. The shift isn't about fighting the powerful anymore; it's about serving everyday people with real options.
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GateUser-2fce706c
· 3h ago
I've long said that the traditional 25% high-interest model in finance is no longer viable. This wave is the real opportunity. Why are credit card companies panicking? It shows that we've found what they fear the most. Seizing the first-mover advantage in this track is crucial.
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probably_nothing_anon
· 15h ago
The bank is really scared.
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GmGnSleeper
· 15h ago
The game of credit card debt interest rates can no longer be played. Why are banks panicking... It's only when the real alternative comes that they become truly afraid.
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MEVHunterBearish
· 15h ago
Huh, has the 25% annualized return really come to an end? The bank folks are still pretending not to see it.
That 25% APR product cycle has run its course. When credit supply remains fixed unlike fiat expansion, traditional banking actually faces pressure. Here's the thing nobody wants to admit—credit card companies rake in billions annually through these rates, yet a legitimate alternative makes them nervous. The shift isn't about fighting the powerful anymore; it's about serving everyday people with real options.