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Friends with a fund size below 100,000
Actually, there's no need to constantly talk about RWA, DePIN, or hundredfold Alpha.
The most top-tier investment method at this stage is to quit Luckin Coffee.
Not drinking a cup of fresh coconut latte, which costs 18 yuan a day, adds up to 6,570 yuan a year.
At the current bank large deposit certificate interest rate of 2%, you need to deposit 328,000 yuan to generate this kind of passive income.
By drinking one less cup of coffee each day, it's equivalent to having over 300,000 yuan in risk-free cash flow in the bank.