## Wealthy Individuals in Asia-Pacific Accelerate Crypto Asset Allocation: Nearly Half Have Over 10% of Their Investment Portfolio in Crypto

Wealthy investors in the Asia-Pacific region are quietly rewriting their wealth stories. According to the latest Sygnum APAC HNWI Report 2025, nearly half of high-net-worth individuals (assets over $1 million) in this region have allocated more than 10% of their investment portfolios to crypto assets. This is no longer a fringe investment choice but has become a standard component of asset diversification among the affluent.

### **From Speculation to Confidence: The Shift in Crypto Asset Status**

The survey covers over 270 investors in key Asia-Pacific hubs such as Singapore, Hong Kong, South Korea, and Indonesia. The data reveal a startling fact: 87% of the surveyed high-net-worth individuals already hold digital assets. What does this ratio imply? Among the wealthy circle, holding cryptocurrencies has become commonplace rather than an anomaly.

Even more noteworthy is the scale of allocation. The median proportion of crypto assets in these high-net-worth investors’ portfolios ranges from 10% to 20%, with an average of about 17%. In other words, digital assets have become as significant as stocks, private equity, and other traditional alternative assets in their wealth strategies. 90% of wealth management professionals include cryptocurrencies in long-term preservation and intergenerational transfer plans, with 56% explicitly citing diversification as a primary driver.

### **Bull Market Expectations Ignite Increased Allocation Enthusiasm**

The optimistic outlook of wealthy investors on market prospects is driving a new wave of capital inflows. 60% of respondents plan to increase their crypto asset allocation, including ultra-high-net-worth individuals (assets over $25 million). These investors generally expect the next crypto bull market to start within the next 2 to 5 years—an outlook based on fundamentals rather than short-term speculation.

In terms of prices, Bitcoin (BTC) is currently quoted at $90.77K, and Ethereum (ETH) at $3.12K. Beyond mainstream assets, Solana (SOL) stands out due to its active ecosystem, attracting 52% of survey respondents’ attention, with SOL currently priced at $140.02. Ripple (XRP) holders are also notable, with a current price of $2.05.

### **Financial Product Innovation Catalyzes Capital Allocation**

In addition to traditional Bitcoin and Ethereum holdings, multi-asset index products are gaining more attention. Interestingly, if crypto ETFs can incorporate staking yield mechanisms, 70% of surveyed investors are willing to increase their investment amounts. This reflects that high-net-worth individuals are not only seeking capital appreciation but also value passive income opportunities.

### **Policy Clarification Eases Concerns**

Although the appeal of crypto assets is rising, regulatory environments remain a key concern for wealthy investors. The survey found that custody security measures from private banks and wealth management institutions are still critical factors in their allocation decisions. Fortunately, progress in policy frameworks in Singapore and Hong Kong is reducing regulatory uncertainty. The digital asset-friendly policies of these two financial centers are expected to make the Asia-Pacific region a major hub for digital assets by 2026.

Gerald Goh, CEO of Sygnum APAC, pointed out that digital assets are now fully embedded in the Asia-Pacific private wealth ecosystem. In other words, Asian wealthy investors no longer hold a wait-and-see attitude toward cryptocurrencies but are officially viewing them as a core component of long-term wealth management. This shift from the fringe to the mainstream marks a profound restructuring of the wealth management landscape in the Asia-Pacific region.