Polkadot Linggo: The Largest Licensed Platform in the Philippines Launches Revolutionary Stablecoin Program

Coins.ph Combines Polkadot Technology with National Remittance Strategy

In a significant move for Philippine products, Coins.ph—the country’s leading digital asset platform—has officially launched the “Stablecoin Education Program” focused heavily on Filipino migrants abroad. The program deeply supports Polkadot Asset Hub technology, enabling users to send and receive USDT and USDC via the Polkadot network more quickly and affordably.

For millions of families relying on remittances from OFWs, this innovation is truly a game-changer. The company is committed to reducing transaction fees and speeding up settlement times, meaning more money directly reaches loved ones.

From Q4 2025 to mid-2026, Coins.ph will conduct an aggressive nationwide campaign with incentives for early adopters. The primary target areas are Greater Manila, CALABARZON region, and Central Luzon—areas with the highest OFW populations.

According to Coins.ph leadership, this partnership reflects the future of cross-border finance. “We are combining the best blockchain technology with the needs of real Filipinos,” they said. The Velocity Labs team, part of the ecosystem, underscored the significance of this use case for Web3 adoption in Southeast Asia.

Polkadot Builder Party Hackathon Wraps Up with Impressive Numbers

The extensive hackathon has closed registration and compiled remarkable participation metrics. Over 230 projects showcased their innovations online, involving 2,750 developers from dozens of countries worldwide.

The event’s output is now publicly available—participants and their solutions can be reviewed and voted on online. The Parity team highlighted that this is one of the clearest windows to see how active and diverse the Polkadot developer ecosystem currently is.

JAM CoreVM Demonstrates Breakthrough Capability at Buenos Aires Presentation

In his keynote at the University of Buenos Aires, the Polkadot founder shared an ambitious technical demonstration: JAM CoreVM can run virtual audio and video drivers seamlessly.

The presentation included a compelling use case—how JAM can host radio stations running 24/7. The mechanism is innovative: anyone can reserve a broadcast slot by staking tokens, opening new possibilities for decentralized media infrastructure.

The two radio stations currently running on JAM testnet are live proof that the concept is functional. This is a concrete example of how advanced protocols can enable real-world applications.

Polkadot Enters the “Product Era” - The Major Shift from Technology

The Sub0 conference was the venue for a transformative announcement: Polkadot is transitioning from a “decade of technology-building” to a “decade of product-building.”

This strategic shift is not just semantics. Over ten years, the core team established a WebAssembly heterogeneous multichain architecture and successfully implemented parachain innovations. Now, the technical maturity is sufficient to support millions of users—and a new chapter begins.

The concrete roadmap focuses on three major initiatives. First, the Polkadot Portal and Polkadot App will be the next-generation entry points for decentralized systems, specifically designed for “Intentional Agents.” Second, the Project Individuality (Polkadot People Initiative) will integrate across the entire platform, delivering Proof of Personhood without requiring ID or mobile number verification—fundamental building blocks for massive user expansion.

The vision is clear: Polkadot is no longer just a protocol; it is becoming a “social protocol” providing a legitimate digital space for sovereign individuals and information age users.

DeFi Architecture Imbalances: Nico Arevalo’s Sub0 Breakdown

Velocity Labs CEO presented a comprehensive analysis of current DeFi market pain points. The root cause, according to him, is fundamental architectural imbalances: fragmented liquidity pools, incompatible asset versions, difficult user onboarding, and developer fatigue from repetitive tool-building.

Polkadot’s multi-chain specialization and native interoperability are positioning themselves as the structural solution to these problems. The timing is strategic—the market is demonstrably ready for a more elegant, less fragmented approach.

Web3 Foundation Proposes Closing Marketing Bounty via OpenGov Mechanism

In the first-ever OpenGov treasury proposal initiated by the Web3 Foundation, the team proposed closing the existing Marketing Bounty program and fully returning unspent allocations to the shared treasury.

The rationale is nuanced. While the bounty contributed to selected community initiatives, the cost-benefit analysis suggested that ROI is increasingly unclear. In the era of OpenGov governance, treasury spending must meet higher standards: transparency, measurable outcomes, accountability.

The proposal does not dismiss the importance of marketing—instead, it is an invitation to design more sophisticated, outcome-oriented growth mechanisms. The sentiment is constructive: W3F expressed willingness to collaborate with the community to develop mature, responsible marketing and growth models for the ecosystem.

The proposal currently has 100% support, signaling strong community consensus.

Polkadot Hub Development Sprint and Q1 2026 Roadmap

Parity’s engineering team committed to finalizing the Polkadot Hub before year-end, with plans for significant expansion in early 2026. Expectations include exponential growth in application launches and ecosystem capabilities.

The technical strategy focuses on standardization and efficiency. All applications will share a unified “authentication/wallet connection” standard, dramatically reducing development friction. More reusable components will be developed, resulting in faster iteration cycles. The goal is to have new application launches every quarter by 2026.

The framing is clear: Polkadot is entering the “era of exponential application growth.”

Privacy-Preserving Cryptography vs. ProtectEU: Bill Laboon’s Critical Analysis

Web3 Foundation’s VP of Ecosystem issued a sobering assessment regarding the EU’s ProtectEU proposal. The legislation would mandate all applications to conduct device scanning “pre-encryption,” effectively creating surveillance infrastructure.

The implications are profound: consumer devices transform into monitoring systems, strong encryption becomes a government privilege while ordinary citizens remain exposed, and society fractures into “encryption elites and transparent masses.” Privacy degrades from a right into a luxury commodity.

The fundamental issue, according to Bill, is not security—it’s power dynamics. In a landscape of AI, state-sponsored hackers, and pervasive surveillance, weakening encryption is not just risky; it is a systematic threat to digital civilization.

The counter-argument is rooted in Web3 philosophy: zero-knowledge proofs, decentralized identity via Proof of Personhood, privacy-preserving verification mechanisms—these technologies prove that security and liberty are not mutually exclusive.

Decentralized Nodes Cohort 4: Application Window Open

The fourth batch of the Decentralized Nodes program is open for applications. Key parameters: up to 2 nodes for Polkadot and 4 for Kusama, extended 5-month term, minimum self-bond requirements (Polkadot: 10,000 DOT, Kusama: 250 KSM), flexible reward address configuration.

The deadline is November 23 (CET 23:59). The program introduces improved application guidance materials and enhanced diversity emphasis in operational setup criteria.

Ecosystem Developments: Koni Finance, Bifrost, Hyperbridge, and Mythical Games

Koni Finance x DeFi Builders Program: The Subwallet team’s DeFi project joined a collaborative builder initiative led by Velocity Labs and Parity. The platform constructs a unified DeFi ecosystem featuring native PolkaVM support while bridging to Ethereum, Arbitrum, Bitcoin, and Polkadot—simplifying the entire asset lifecycle from issuance to management.

Bifrost bbBNC Milestone: The protocol hit a new all-time high in BNC lock-in metrics—8 million BNC tokens locked, representing 10.3% of total supply and 19.25% of circulating supply. This metric reflects deepening community confidence in the long-term value proposition and protocol governance.

Hyperbridge Cross-Chain Ranking: Cross-chain infrastructure rankings show Hyperbridge in third position in 30-day transfer volume ($61.2 million), behind Across ($1.0 billion) and deBridge ($596 million). The significance is not just in the numbers—users are actively choosing “trustless cross-chain infrastructure,” and Hyperbridge’s chain-level encryption and proof-based model position it as the fastest-growing new network in the category.

Pudgy Party Mobile Game Success Story: The collaboration between Pudgy Penguins and Mythical Games achieved 900,000 downloads in 6 weeks, a 4.9 iOS rating, and ranked as one of the highest-rated blockchain mobile games. The remarkable aspect: most players are unaware that they are engaging with blockchain technology.

The success formula is elegant: beautiful game mechanics, invisible blockchain infrastructure (automatic custodial wallets, zero gas, no mnemonics, no Web3 friction), optional NFT trading mechanics. The Mythos Chain—powered by Polkadot—provides high-performance, low-cost architecture enabling seamless millions of on-chain operations without user-facing complexity.

The paradigm is instructive: build an excellent product first, make the blockchain silent second.

Sig.Network Ethereum/Solana/Bitcoin Integration: At the Sub0 Symbiosis conference, Sig.Network announced a milestone: external blockchains (Ethereum, Solana, Bitcoin) can interact as native Polkadot parachains. The distributed signature layer and message conversion system enable direct operation execution—Polkadot accounts can trade on Uniswap, deposit on Aave, transfer to Solana, with no asset wrapping, no bridges, and preserved caller identity.

The initial deployment is on Hydration, where users can deposit BTC/ETH/SOL and directly use native assets for trading, lending, liquidity provision, and external ecosystem access—redefining what is possible in multi-chain composability.