In 2026, just at the start, the global financial markets have entered a new period of uncertainty. Interest rate policy adjustments, changes in central bank decisions, repeated policy expectations... These macro factors directly impact each investor's asset allocation. Whenever this happens, smart investors are doing the same thing: seeking deterministic returns.

Traditional financial markets are experiencing increased volatility, but in this environment, a certain type of strategy is gaining attention—earning interest on stablecoins to hedge against uncertainty. Instead of passively bearing risks during market turbulence, it’s better to allocate part of your funds to more stable yield strategies.

A recently discussed approach is: using mainstream assets (such as BNB, ETH) as collateral to mint interest-bearing stablecoins on-chain, which can preserve the asset’s upside potential while also earning stable staking rewards. The logic is simple—you're not abandoning your original assets, but rather making them work for you simultaneously.

For example, with USD1, this type of scheme allows you to maintain exposure to mainstream coins while earning continuous interest through stablecoins. Compared to simply holding coins and waiting or being forced into high-frequency trading, this "coin-to-coin" yield strategy provides many with a more controllable income channel.

The more macro uncertainty there is, the more the value of such prudent strategies is highlighted. The key is to find a sufficiently safe and stable-yielding plan to implement.