#稳定币市场与应用 Stablecoins have evolved from payment tools to cross-border settlement tracks. This time, Pantera, Sequoia, and Samsung Next jointly invested $17 million into FIN. The underlying logic is very clear—large-scale payment scenarios are the true gold mine for stablecoins.

After observing on-chain data for more than half a year, I found that projects with genuine growth potential are often not those hyped for concepts, but those that effectively solve payment pain points. FIN’s strategy directly targets these pain points. How annoying are traditional cross-border payments? High costs, lengthy processes, slow settlements. Stablecoins naturally address these issues.

From a follow-the-leader perspective, opportunities in infrastructure projects usually explode when their applications start to gain real traction. The logic for entering now should be: early participants typically go through a long "not understanding" phase, but once actual payment applications are implemented, the growth curve will be very steep.

However, you also need to prepare psychologically—infra projects tend to have long cycles and high short-term volatility. If you have a high risk appetite, you can participate with small amounts to test the waters; if you are more conservative, it’s better to observe six months of actual application data before making a decision. Remember, stop-loss points must be set in advance—don’t be blinded by long-term narratives.