Trump has recently rolled out a series of economic policy measures, and the ripple effects of these policies are worth paying attention to.

In the credit sector, he has called for capping credit card interest rates at 10%, directly affecting consumer credit costs. In the real estate market, he plans to ban large institutional investors from purchasing single-family homes starting January 2026, attempting to lower housing prices by restricting institutional demand. At the same time, he has instructed Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities, aiming to lower mortgage rates by expanding bond demand—relevant agencies have confirmed the implementation of this directive.

More aggressively, his stance on monetary policy is notable. He has demanded that the next Federal Reserve Chair cut the federal funds rate to 1% or even lower by 2026, which has become a core consideration in the selection process and is currently being pursued. Additionally, there is a plan for tariff dividends, intending to distribute $2,000 "tariff dividends" to ordinary citizens, though the White House admits that tariff revenues may not be sufficient to directly fund this expenditure and is considering alternative forms such as tax exemptions.

In energy, he claims that gasoline prices could be reduced to $2 per gallon. The logic behind this series of policies is to stimulate consumption, reduce debt pressure, and unleash purchasing power, but their actual implementation and market reactions remain to be seen.