2026-01-12 03:21:12

#密码资产动态追踪 💡The Trump administration's new policy is here—credit card interest rate cap. An official statement said that starting January 20, 2026, if credit card interest exceeds 10%, it will be considered a violation.

This move is interesting. On the surface, it aims to protect consumers, but what’s behind it? A signal of loose liquidity. Banks are forced to lower financing costs, which means money will be cheaper and more abundant. Historical experience tells us that such policies often accompany asset bubbles—stocks, real estate, and even digital assets tend to benefit.

In other words: retail investors may usher in a new round of liquidity dividends. Which risk assets like $ETH, $BNB, $SOL will benefit? Just think about it. But don’t forget, the aftermath of a loose cycle usually includes inflation and increased asset volatility.

What to watch now is whether traditional finance can support the bottom expectations of the crypto market.

ETH-0,68%

BNB-1,07%

SOL1,38%

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SybilSlayer

· 9h ago

10% interest rate ceiling? Isn't this just a disguised way of flooding the market? Banks must be crying to death. --- Here comes another round of liquidity game. I think this time Ethereum is about to take off. --- Wait, really? If I go all in now, I’ll make a killing. Who’s going to stop me? --- Basically, it's about extending the life of the crypto circle. Traditional finance finally remembers us, haha. --- Once this policy is implemented, inflation is guaranteed. In the end, we still have to rely on BTC for risk hedging. --- Retail investor dividends? Why do I feel this is just the prelude to another round of scalpings? --- Money will be cheap, but we’ll never get it. It’s the same old trick. --- Effective in 2026? Two more years to wait? Should I start positioning now? --- They knew the aftermath of the easing cycle long ago, yet they still push forward. What does that mean? --- They really treat the crypto market as an ATM. Liquidity comes in, and prices rise—simple and brutal.

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ShamedApeSeller

· 11h ago

Wait, can this really be implemented? It feels like just a pie in the sky, not taking effect until 2026... By then, the yellow flowers will have withered.

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StablecoinAnxiety

· 12h ago

A 10% ceiling? Banks are about to cry their eyes out; money flow into the crypto world is a done deal. --- Here we go again, loose monetary policy = bubbles = we make money, but someone has to take the loss in the end. --- Wake up, everyone. The real game has just begun. Let’s see who can survive the current liquidity cycle the longest. --- Traditional finance backing crypto? Instead of waiting for that, why not get on board now? --- Can a 10% interest rate really suppress inflation? I doubt it; in the end, they’ll just print more money. --- Interesting, protecting consumers on one hand while giving us the green light on the other. Is this government being too considerate? --- Flooding the market, the crypto world is about to take off again. But I have no idea who will be the last to take over in this wave.

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MEVictim

· 12h ago

Wait, a 10% ceiling? Isn't that just a disguised way of flooding the market... The banks will definitely have to squeeze profits from elsewhere, so who will foot the bill then? Retail investors are going to get cut again, right?

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ContractCollector

· 12h ago

10% ceiling? Ha, the banks are crying to death. But on the other hand, is this wave of easing really coming? --- Retail investors are about to be cut again. Don't just look at liquidity dividends; think about whether you can buy the dip without getting trapped. --- ETH is about to take off? First, see how long this move by traditional finance can last; the aftereffects are the real killers. --- It's somewhat interesting, equivalent to indirect liquidity injection. But the inflation part is really hard to say; will history repeat itself? --- It won't take effect until 2026. It's a bit early to speculate now. But I bet ETH has a real shot this time. --- The easing cycle is here. But who will back the asset bubble when it bursts? Never mind, let's just keep stacking coins. --- Bank interest rates are capped, so liquidity indeed needs to loosen. The question is, who can outpace inflation this time? --- The policy looks friendly, but what I care more about is when the actual liquidity will be released. Shouting is easy.

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governance_lurker

· 12h ago

Another show of "protecting consumers," but it's all about easing liquidity behind the scenes. When inflation actually hits, who will foot the bill?

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LiquidationHunter

· 12h ago

Another policy to cut into retail investors? Lowering interest rates increases costs, but in the end, it's the institutions that get the meat while retail investors drink the soup.

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