Many people ask, can high returns and safety coexist? Just look at the practices of a leading lending protocol to understand.

This protocol currently manages over $4.3 billion in funds. How does it maintain investor confidence? First, the collateral quality is solid—only high-consensus assets like BTCB, ETH, and BNB are accepted, and they must be over-collateralized. This is like adding insurance to each loan. Second, the stablecoins lent out are supported by multiple asset pools, so they won't be affected by the volatility of a single asset.

What about the risks of arbitrage? Here's an often overlooked point: the real risk isn't at the protocol level but at the platform where you put your stablecoins into financial products. In other words, the risk is controllable only if you choose the right financial channels to connect with.

Therefore, this approach is essentially—within a clear risk control framework, using low-interest borrowing to capture short-term market interest rate differentials. For knowledgeable investors, this is a good strategy.