2026-01-12 01:20:46

Ripple recently received authorization from the UK Financial Conduct Authority (FCA), which is a significant breakthrough for the XRP ecosystem. Gaining regulatory approval in the mainstream market means Ripple can expand its business scope with more confidence, and it also adds legitimacy to XRP as a cross-border payment tool. Especially since they recently settled their lawsuit with the US SEC, progress in the UK is particularly crucial.

Interestingly, the XRP ETF saw record-high trading volume this week, indicating that institutional funds are indeed attracted by the certainty of regulation. However, looking at the price, XRP remains steady around $2.09, with no signs of a sharp surge—this reflects that the market has already priced in much of this positive news.

That said, the cross-border payment sector is highly competitive. Besides Ripple, players like Stellar and Circle are also eyeing the market. To stay ahead, XRP needs to rely on technological innovation and rapid market expansion; a regulatory approval alone is not enough.

XRP0,65%

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0xTherapist

· 01-12 18:28

FCA authorization is good, but at the 2.09 price level, there's really not much excitement. It seems the positive news has already been fully priced in. I'm just worried that Stellar and Circle might seize the opportunity to take market share. XRP can't just rely on its past reputation. Institutional funds entering the market and trading volume soaring—this is the real signal worth paying attention to. Regulatory approval is one thing, but for cross-border payments, technical strength and execution are still crucial. Paper value alone isn't enough. Right after the SEC lawsuit ended, Ripple quickly obtained FCA authorization. Their speed is impressive. The price remaining completely unchanged actually makes me a bit worried. Is the market just digesting the good news, or is there really less optimism? Relying solely on regulatory approval isn't enough to sustain long-term growth. The technology needs to keep up, everyone.

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EyeOfTheTokenStorm

· 01-12 01:48

Once again, good news can't push the price up. I see through the institutional tactics of chopping the leeks in this wave. XRP at this level indeed shows signs of a bottoming pattern, but if the volume and price don't match, there's a problem... We need to be cautious of false breakouts. Regulatory documents ≠ fundamentals. Stellar and Circle are working hard, so what does XRP rely on to compete? Honestly, I'm worried.

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SerNgmi

· 01-12 01:39

FCA authorization essentially means a pass for institutions to enter, but look at the price... 2.09 is still bouncing around, it’s long been digested. --- Regulatory certainty is good, but Stellar and Circle are also sharpening their swords. Having only approval documents is not enough. --- ETF trading volume hits a new high but the price remains stagnant? This is what is called the ceiling of good news. --- SEC and FCA are back at it, is Ripple collecting cards? Is it really that simple to win? --- Technological iteration is the real king; don’t just focus on the drums of regulation. In cross-border payments, there are too many competitors. --- Institutional funds have come in, and this is the result, which shows that big players are not that excited. --- Relying solely on a piece of approval is useless; the market has long seen through it.

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