The next wave of crypto apps won't be one-size-fits-all. We'll see builders focusing on specific user segments instead.

Take high net worth individuals as the prime example. There's massive untapped potential here—think private DeFi vaults with institutional-grade infrastructure, tailored risk management dashboards, white-glove portfolio optimization. These users have different needs than retail traders, different compliance concerns, different everything really.

Specialization is where the real opportunity sits. Instead of competing in oversaturated general platforms, teams can carve out niches and build deep expertise. That's where value gets created.