2026-01-11 18:46:45

The crypto market in 2026 is brewing a profound transformation. The industry generally believes that this year will mark the true emergence of "Momentum Finance"—a new phase centered around capital efficiency.

Specifically, RWA (Real World Asset on-chain) is moving from concept to deep financialization, beginning to establish genuine connections with traditional financial systems. Meanwhile, the role of stablecoins is also upgrading—from simple transaction mediums to global settlement infrastructure, taking on a more critical bridging role.

What’s more noteworthy is the change in the trading ecosystem. AI Agents are no longer just a gimmick but are gradually becoming the main participants in the market, replacing traditional human decision-making. At the same time, DeFi protocols are being restructured into a set of directly callable financial building blocks—compared to the isolated state in the past, liquidity and efficiency are experiencing qualitative leaps. These changes are reshaping the entire crypto ecosystem.

RWA-2,8%

DEFI2,85%

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TokenRationEater

· 1h ago

Whoa, AI Agents taking over trading? Humans can really retire now, haha. RWA still feels a bit虚 (uncertain), whether it can truly land depends on who takes the first step. Stablecoins as global settlement? Then the status of USDT is indeed a bit悬 (uncertain). Momentum finance sounds impressive, but I still favor the liquidity aspect. Let's wait and see if 2026 will be another空 (air) year story.

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ServantOfSatoshi

· 8h ago

Alright, is RWA really about to be implemented? Feels like it's been hyped up for a long time. AI Agents replacing manual decision-making—retail investors really have no future now... Stablecoins as settlement infrastructure—Tether is even happier now. Momentum finance sounds good, but what exactly can it produce? DeFi as building blocks... let's keep waiting, too many pitfalls. 2026? Let's survive 2025 first. If all these come true, the coin price should skyrocket, but... haha

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DegenDreamer

· 01-11 19:15

Honestly, connecting RWA to traditional finance still feels a bit distant. I'm optimistic about AI Agents taking over the market, but I also worry about being dominated haha. Stablecoins becoming the settlement infrastructure? It could happen by 2026, but the prerequisite is that the crypto world stops messing around. The idea of modular DeFi is good, but I wonder if it will just be another false dawn. This wave of change sounds nice, but ultimately it depends on who can survive until the end. When will RWA truly break out of the circle and no longer just be in PPTs?

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StealthMoon

· 01-11 19:07

Huh, can AI Agents really replace manual decision-making? I don't think so... Wait, RWA connecting to traditional finance? Is that reliable? If 2026 really turns out this way, shouldn't we hurry to deploy now... DeFi modularization sounds good, but I'm worried it might just be another new way to fleece retail investors Using stablecoins as the settlement infrastructure, I buy into this logic

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OnchainDetective

· 01-11 18:56

According to on-chain data, the RWA narrative has been hinting at this for a while... Large institutional entries began in 2024, and only now are people realizing it, which is a bit of a delayed reaction. The question is, can stablecoins truly become the settlement infrastructure? It depends on how the whales in USDT act. Through multi-address tracking, some recent large transactions look suspicious... AI agents replacing human decision-making? An obvious pattern of fund correlation is already forming. I suspected this a long time ago; it's just a variant of the typical wash trading method used by big players to evade regulation.

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GasGrillMaster

· 01-11 18:47

Hmm... Is RWA really about to take off? I feel like I've been hearing that for years and it's still the same. AI agents replacing humans? Really? I wouldn't even know if I get cut by a robot then, haha. Using stablecoins as the settlement infrastructure—whether that's reliable depends on how CBDC develops. It would be great if 2026 really turns out like that, but it seems like every year they say a revolution is coming. DeFi modularization sounds good, but liquidity fragmentation is also a problem.

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