2026-01-10 14:20:36

Here's a thought on portfolio construction that might resonate with anyone skeptical of traditional systems:

A quarter into Monero—treating privacy-focused assets as insurance against overreaching surveillance infrastructure. Another quarter into gold, your hedge against endless monetary expansion and systemic chaos.

Then Ethereum gets 20%, betting on governments' centuries-long track record of fumbling financial architecture. Bitcoin takes 10%—sometimes you just need exposure to the OG, even if it feels dated. Finally, 20% parked in stablecoins, generating yield quietly to cover living expenses.

That's the playbook. Diversify across different assumptions about the future, hedge your macro anxieties, and let the portfolio work while you sleep. If this thesis plays out across just a few of these assets, you've already won.

ETH7,39%

BTC4,53%

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HappyToBeDumped

· 01-11 04:35

Monero, I have to be honest, privacy coins are really starting to feel a bit useless now... Exchanges have delisted them. But on the other hand, gold allocation is indeed stable; you need something to hedge against inflation. 20% ETH is a bit high; the risk of smart contract failure is too uncomfortable. Looking at this portfolio, the downside is that liquidity is too dispersed... If I need money urgently, I’ll have to spend a lot of time fiddling around. Stablecoins are pretty good; at least my sleep quality can improve haha.

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RugResistant

· 01-11 03:54

ngl the monero/gold combo is giving "i've seen enough exploits to not trust the system" energy and i respect that. but where's the risk analysis on regulatory crackdown? feels like you're hedging everything except the actual attack vector here.

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ImpermanentPhobia

· 01-10 14:50

Monero configuration is truly outstanding, finally someone dares to speak out --- Stability coins at 20% are really clear-headed; not everyone dares to admit that they also need to cash out --- BTC only at 10% actually seems smarter; these days, going all-in on one thing makes you a gambler --- I get that gold is just a psychological boost, to help myself sleep better --- Bull traps, bear traps, in the end, you still have to rely on this combination to survive --- The countdown to government bankruptcy, but I still need to make money—this combo punch is pretty effective --- Just allocating 20% to ETH feels a bit aggressive, but it’s definitely betting on the government’s incompetence --- This operation manual is worth much more than big influencers’ investment courses; truth costs less and earns more

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MetaverseHermit

· 01-10 14:45

Why is Solana missing from this setup? Are you really not optimistic or just purely betting on Ethereum?

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SneakyFlashloan

· 01-10 14:29

Monero, I'm a fan of this. Privacy is a necessity, isn't it? But that 20% in stablecoins is a bit conservative. --- Gold + crypto as a combination is indeed perfect, just worried about execution power haha. --- Wait, earning yields with 20% stablecoins? Are the lending pool interest rates this high? --- That's a valid point, but the key is to have discipline and not cut losses. Most people can't do that. --- Allocating 10% to BTC is a bit awkward... Either go all-in or don't touch it. --- This idea is a perfect combination of insurance + conviction. I like it. --- The quarterly rotation of Monero is a good idea, avoiding the risk of being tracked. --- I feel like earning interest on stablecoins isn't working well these days; APYs have collapsed. --- Betting on government mistakes haha, it's heartbreaking but that's the reality. --- Allocating 20% to ETH shows some ambition, unlike some who only dare to buy BTC.

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