The administration is taking aim at credit card interest rates, targeting the current 20-30% charges levied by major financial institutions. This policy shift could reshape consumer credit dynamics and has ripple effects across lending markets. With tighter controls on predatory lending practices, the traditional financial system faces pressure to compete on fairer terms—a landscape crypto enthusiasts have long argued alternative finance systems could better address. Whether this regulation extends to other financial sectors remains to be seen, but it signals growing scrutiny of legacy financial structures and their fee structures.