Recently, I tried out all the mainstream USD1 wealth management platforms on the market, comparing them across four dimensions: returns, security, withdrawal convenience, and user experience. In the end, I decided to use ListaDAO long-term. Honestly, its performance in these areas clearly outperforms other platforms.

First, let's talk about returns. With activities from leading exchanges, ListaDAO can maintain an annualized yield of 13.5%-20%. Compared to other platforms, which top out at around 15% but require locking funds, ListaDAO is more flexible. Security is a priority for me. Its TVL has reached a peak of $4.3 billion, and after evaluations by multiple top auditing firms, there have been zero security incidents since operation. Many small platforms don't even have audit reports, which is quite unsettling. Regarding withdrawal speed and limits, ListaDAO is straightforward—withdraw whenever you want, large transactions are no problem. In contrast, some platforms impose withdrawal caps or have slow processing times that cause frustration. The user interface is clean and intuitive, allowing beginners to get started easily, unlike some platforms with deep menu layers and frequent lag.

Looking at ListaDAO's product matrix, conservative investors can explore RWA pools and PSM pools, with annualized yields of 3.65%-12%, virtually risk-free; those seeking higher returns can try staking, lending, and arbitrage combinations, with annualized yields reaching 15%-20%. The key feature is its cycle loan function, which can further amplify returns—this is relatively rare among similar platforms. The ecosystem is also continuously improving, with expanding product lines and partnerships, meaning more options will be available in the future.

Overall, if you're looking for USD1 wealth management solutions, this platform is worth serious consideration.