How annoying are cross-border transfers? Traditional banking systems often take 3 to 5 days, and fees are levied layer by layer by SWIFT, correspondent banks, and clearing institutions, eating up 3 to 5 percentage points of the cost. This is a common pain point for many practitioners.

The situation on Sei is completely different. For the same cross-border payroll, it only takes 400 milliseconds on-chain. Fees? Reduced to 0.06%, practically negligible.

What’s the difference? The traditional model requires multiple intermediary steps to handle each process individually, while Sei is integrating payments, cash management, and settlement processes all on-chain to form a seamless end-to-end workflow. Simply put, it turns complex multi-step financial operations into a one-time execution. This mode has great potential—it reduces costs and speeds up processes, bringing real benefits to both enterprises and individuals.