Looking at veLISTA's weekly dividend income from voting rewards, many people start to consider: buying LISTA at a low price now, locking it for 52 weeks, and then earning passive dividends every week—it's like an on-chain pension. Some even think about not buying a house for now and locking this money for a year to earn interest.

This idea sounds great, but it actually hides risks.

The cruelest aspect of the crypto market is its volatility. A 52-week lock-up means you completely lose control over your assets for an entire year. Imagine, in the third month of locking, the LISTA price suddenly skyrockets fivefold—an excellent exit point, but you can only watch helplessly; conversely, if a black swan event occurs and the token price crashes 50%, you can't even cut losses. That 20% annualized dividend is really insignificant compared to the drastic fluctuations in the token price. If the price halves, no matter how high the dividend is, it can't fill that gap.

The veLISTA mechanism was originally designed for institutions deeply involved in the ecosystem and ultra-long-term investors, not for retail investors looking for short-term financial products. If you can't secure cash flow over three months or are easily affected by short-term price swings and emotional reactions, then avoid locking assets. The cost of losing liquidity is too high; it's not worth freezing your assets just for a bit of dividend.