Many people are stuck in the same life template—graduating from college and then going through the trilogy of buying a house, buying a car, and getting married, as if hitting an auto-play button. But true financial independence starts with breaking this program.

In first-tier cities, a monthly salary of 10,000 yuan can actually provide a pretty spacious life, as long as you don’t get trapped by this consumption trap. What’s the key? It’s spiritual freedom.

What is spiritual freedom? It’s about finding your sense of belonging, understanding who you are, and knowing what kind of career you want to invest in. This isn’t some empty motivational talk; it’s the foundation for all decisions—including financial decisions. Many people seem busy every day, running from one thing to another, but in the end, nothing is truly accomplished. The core issue is a lack of strategic clarity.

People need to ask themselves clearly: What am I really pursuing in this life? Are these things worth doing? Do they align with my original intentions? Without this kind of self-inquiry, it’s easy to fall into blind execution.

Investing in yourself is the most worthwhile business. Without the ability to improve oneself, it’s difficult to live well, let alone take care of others. So, honestly assess yourself: What are your biggest shortcomings? Which areas need breakthroughs? Focusing your time, energy, and money on these areas is the only way to develop genuine competitiveness.

When it comes to investment, some see crypto assets—like Bitcoin—as a vote of confidence in their beliefs and careers. This perspective is quite interesting. Someone with limited capital must tie everything back to themselves, pooling resources to achieve breakthroughs. It’s not just an investment strategy; it’s a philosophy of resource integration.

Finally, I want to talk about marriage. Marriage is essentially choosing a long-term family partner, and this partnership has no exit mechanism. Since there’s no way to back out, caution becomes especially important. Picking anyone casually is like planting an unexploded bomb in your life.

True wealth begins with awakening at the level of mindset.