Cash, investments, and expense recording - Thai people must try these 9 amazing apps in 2025

This year, the number of users recording expenses in apps has increased by more than 3 times, especially among the younger generation who are starting to be mindful of saving and investing. The key is choosing an app that matches your spending habits. Today, we’ve ranked 9 of the most interesting expense tracking apps for 2025, available on both iOS and Android, with real feature comparisons—not just hype.

Understanding Expense Tracking Apps in 2025

Expense tracking apps are no longer new, but technology in 2025 has evolved. Modern apps should make recording expenses quick and effortless, feature beautiful interfaces, provide deep data analysis, and most importantly, be user-friendly enough to keep you hooked. Let’s dive into the details of these 9 carefully selected apps.

1. Spendee – Stylish Design to Make Saving Fun

If you’re someone who loves a vibrant atmosphere, Spendee is the answer. This app displays spending data through beautiful visuals, making it clear where your money goes.

You can connect your bank accounts, PayPal, or even other digital wallets, allowing Spendee to gather all your financial data in one place. It also supports multiple currencies, ideal for those with income from various sources.

Pros:

• User-friendly interface with cute colors
• Supports multiple platforms simultaneously
• Family features included

Cons:

• Some features require additional payment
• Syncing can sometimes be slow

Download: Google Play, App Store

2. Money Manager – All-in-One Tool for Serious Users

Money Manager is a leading app for expense tracking, giving you a 360-degree view of your finances. It handles budgeting, debt tracking, and savings planning with ease.

What makes Money Manager stand out is its PC Manager feature, allowing you to view data on your computer. It’s free to use and supports many currencies. You can also connect your credit cards and bank accounts for automatic transaction sync.

Pros:

• Clear graphs and reports
• Sync via Google Drive
• Export to Excel

Cons:

• Some features require in-app purchase
• Initial setup may be complex

Download: Google Play, App Store

3. Money Lover – Your Financial Assistant Who Gets You

With over 5 million users worldwide, Money Lover’s popularity isn’t accidental. It helps make financial planning easy.

A cool feature is its future expense prediction based on past habits. It also offers bill reminders, savings goals, and multi-wallet management.

Pros:

• Spending behavior analysis
• Automatic bill alerts
• Intuitive design

Cons:

• Premium subscription needed for some features
• Steep learning curve for beginners

Download: Google Play, App Store

4. MeowJot – The Power of OCR Technology

MeowJot is designed specifically for Thai users, utilizing OCR technology to automatically detect expenses from receipts and transfer slips.

It supports receipts from leading Thai banks like SCB, KBank, Krungsri. Just take a photo of the slip, and the app will categorize and save it for you, saving lots of time.

Pros:

• Fast receipt and slip scanning
• Cute design, user-friendly for Thais
• Works well with PromptPay

Cons:

• No cross-platform sync yet
• Recognition accuracy can vary

Download: Google Play, App Store

5. MeTang – So Simple Anyone Can Use

MeTang is friendly for Thai users, with a simple interface suitable for beginners but still powerful enough for serious users.

Its standout feature is voice recording; you speak, and the app automatically converts it into income or expense entries. It also emphasizes security with fingerprint, Face ID, and password locks.

Pros:

• Voice input support
• Supports Thai Baht
• Good security

Cons:

• Cannot track investments
• Limited analysis features

Download: Google Play, App Store

6. Piggipo – Credit Card Management Expert

For those with multiple credit cards, Piggipo is the perfect helper. It’s designed to help control credit card debt, manage cashback, and avoid unnecessary interest fees.

You can add multiple credit cards, track credit limits, payment due dates, and review bills with Billbox system before paying.

Pros:

• Manage multiple credit cards
• Payment reminders
• Daily expense overview

Cons:

• Limited currency options
• Some features require in-app purchase

Download: Google Play, App Store

7. Budge – Complete Savings Planning

Budge helps you prepare for savings and set clear financial goals. Its colorful interface makes planning less boring.

You can set multiple goals—travel, debt repayment, emergency funds—and divide expenses daily, weekly, or monthly.

Pros:

• Easy goal setting
• Multiple wallets
• Attractive dashboard

Cons:

• Not available on iOS
• Some features require payment

Download: Google Play

8. Daak – Super Simple and Fast

For those who love minimalism, Daak is the choice. Just input expenses, select categories, and you’re done—no fuss.

It doesn’t require login or account setup. It supports recurring transactions for regular expenses and shows simple summary graphs.

Pros:

• Extremely easy to use
• No login needed
• No ads

Cons:

• No cloud sync
• Basic features only

Download: Google Play, App Store

9. Oh My Cost – Beautiful and Fun

Oh My Cost offers over 500 icons for each expense category, making expense tracking visually engaging.

It supports multiple accounts, ideal for family finance management. You can set monthly goals, customize categories, and export data to Excel.

Pros:

• Many unique icons
• Multiple accounts
• Export to Excel

Cons:

• Limited currency options
• No cloud backup

Download: App Store

Comparison Table of 9 Apps for 2025

Things to Know Before Choosing an Expense App

When selecting a financial tracking app this year, consider:

• Ease of use: How often will you use it?
• Security: Where will your data be stored?
• Features: Do you need additional functionalities?
• Cost: Are you willing to pay for premium features?

It’s Easy When You Pick the Right App

Recording expenses isn’t difficult if you choose the right app. From this list of 9, you’ll find the perfect match—whether it’s Money Manager for comprehensive features, MeowJot for Thai OCR needs, or Daak for simplicity.

The key is to start using it quickly. The sooner you record, the clearer your spending habits become. And this year, all basic versions are available for free.