Taiwan investors must-have: In-depth review of 10 stock trading apps to find the most suitable trading tool for you

Why Choosing the Right Investment App Is Increasingly Important Now

As global central banks continue to inject liquidity, the pressure of currency devaluation grows. According to Schroders Investment Trust data, Taiwanese investors’ allocation of financial assets ranks among the top worldwide. More and more people realize that “money must make money” to combat inflation, but the question is: with hundreds of investment software options available, how do you choose?

Core Categories of Investment Apps and Suitable Scenarios

To find the platform that truly fits you, first clarify your investment goals. Different types of apps excel in various areas—some focus on US stock trading, some on domestic Taiwanese stocks, some enhance news and information features, and others specialize in asset management and bookkeeping analysis. This article summarizes the 10 most popular investment and financial management tools in Taiwan, detailed across four dimensions: “Global Asset Trading, Taiwan Local Stocks, Market News & Analysis, Financial Planning.”

First Tier: Global Asset Trading Platforms

Mitrade—A Diverse Player in CFD Trading

Product Coverage: US stocks, Forex, indices, commodities, virtual currencies

Core Advantages: A platform dedicated to global asset CFD trading, with highly competitive fee structures—zero commission, low spreads, minimum position of just 0.01 lots, flexible leverage (1-200x). Supports Traditional Chinese interface, deposit channels include TWD bank transfer, credit card, and USDT, with an account opening threshold of only $50 USD.

Trading Features: Supports T+0 two-way trading (long and short), negative balance protection, quick deposits and withdrawals. This setup makes it especially suitable for active traders interested in short-term trading, arbitrage, or day trading.

Risk Warning: Leverage amplifies both gains and risks; beginners should operate cautiously.

eToro—Social Trading and Copy Trading Ecosystem

Founded: 2007, an established broker offering over 1,000 financial products

Unique Features: Famous for its “Copy Trading” mechanism—investors can follow top traders with a single click, enabling passive replication. Very attractive for beginners wanting to learn professional strategies.

Account Opening: Minimum deposit of $50 USD, supports quick deposits via PayPal and credit cards, no need to link specific financial institutions.

Note: Inactive accounts may incur fees; over-reliance on copy trading can impair personal investment judgment.

Firstrade—An Old US Discount Broker

Background: US online broker, member of FINRA and SIPC, awarded Kiplinger’s Best Online Broker of the Year

Product Features: Stock, ETF, fixed income, options trading all with “zero commission,” setting industry standards. Unique “Online Protection Guarantee” offers compensation for account theft or unauthorized trades.

User-Friendly for Taiwanese Investors: Supports Traditional Chinese, no minimum deposit required.

Limitations: Only supports US market products; withdrawal fees are relatively high; past issues with data delays.

Second Tier: Taiwan Local Stock Trading

Fuguo Account—Fintech New Generation with Precise Operations

Background: Jointly developed by E.SUN Securities and Fuguo (Qunfu Technology), the Fuguo team ranked in the top ten at the world’s largest Fintech competition Startupbootcamp.

Account Opening: Fully online; users with E.SUN Bank accounts can open directly without offline visits.

User Experience: Clean, clear interface design; logical layout; excellent news display features.

Suitable For: E.SUN Bank customers, beginners in Taiwanese stocks.

KGI Securities—A Comprehensive Platform from a Major Broker

Background: Formerly “CITIC Comprehensive Securities,” one of the earliest brokers qualified for government bond trading, with strong capabilities.

App Ecosystem: Multiple apps (e.g., Mobile eStrategy, Mobile Teller, KGI Investment Pass) covering Taiwanese stocks, US stocks, overseas stocks, ETFs, options, and more.

Core Advantages: Large platform scale, diverse products, user-friendly interface, numerous features to meet different needs.

Target Users: Busy professionals who can’t monitor markets all day but need quick decision-making.

Investment Mr.—Yuan Da’s Minimalist App

Platform Provider: Investment app launched by Yuanta Bank

Highlights: Intelligent stock selection system (Bull/Bear Picks, K-line selection, etc.) to quickly identify targets; news covering individual stocks, research reports, investment programs; built-in Taiwanese stock simulation trading app for zero-cost practice under real market conditions.

Design: Highly simple and easy to operate, smooth order placement.

Target Audience: Taiwanese stock investors who follow the market closely and trade frequently.

Third Tier: Professional Fund Investment Platforms

JuHeng Fund Buying—Most Comprehensive Private Fund Platform

Position: Taiwan’s largest private fund company

Service Chain: Complete services from fund product selection, investment consulting, to trading channels.

Competitive Edge: Wide range of funds (covering all basic investor needs), competitive fees within the industry.

Fourth Tier: Market News & Analysis Tools

Emily Fixed Deposit Stocks—An Exemplary Application of the Red-Green Light Stock Picking Method

Background: Digitized Emily’s famous stock selection methodology (Red-Green Light Rule); founder achieved financial freedom from a monthly salary of 25K using this method.

Core Algorithm: Combines six advanced financial indicators to help users identify undervalued high-quality companies.

Data Updates: Real-time individual stock financial reports, rich and complete information.

Use Cases: Suitable for fixed deposit stock strategies and value investors.

SanZhu Information—Hidden Giant in Financial Software Ecosystem

Industry Position: Leader in Taiwan financial consulting services; develops and maintains the stock market apps used by 47 brokerages and 91% of practitioners.

Technical Strength: Business includes financial services, enterprise SMS, app development, cloud services.

Product Features: Extremely rich stock information; strong capabilities, connects with almost all mainstream broker systems.

User Experience: As Taiwan’s largest mobile stock trading app, offers professional and stable performance.

Investing—Global Financial News Hub

Global Ranking: Among the top three financial information providers worldwide.

Content Coverage: Real-time quotes for global stocks, forex, futures, funds, bonds; comprehensive tools like dynamic charts and economic calendars.

Special Strengths: Especially valuable for international stock investors (notably US stocks); mature platform with extensive features.

Target Users: Beginners and seasoned investors with their own investment logic, especially those managing international portfolios.

Fifth Tier: Asset Management & Bookkeeping Tools

CWMoney—Evolved from a Veteran Financial Software

Product Age: An industry veteran with mature features.

Evolution: Early versions criticized for interface; after multiple updates, the UI has been greatly simplified and optimized.

Features: Invoice bookkeeping, financial news, automatic income and expense reports.

Ecosystem Integration: Connects with EasyCard, iPASS, and other payment tools; bills automatically uploaded.

User Profile: Suitable for beginners seeking an all-in-one platform to manage finances and track investment returns.

How to Choose Investment Apps Scientifically? — Decision Checklist

Before choosing, self-assess with these questions:

• Does the operation logic match your usage habits (complicated vs simple)?
• Is the market viewing experience smooth (data delays, lag issues)?
• Do the chart analysis features meet your technical analysis needs?
• Is the update frequency and completeness of information sufficient (affects decision speed)?
• Does it support your commonly used technical indicators?
• Is there a demo account for beginners to practice (zero cost experience)?
• How is the order execution speed and stability (related to actual returns)?

Summary: Multi-Platform Strategy Is Smarter

After detailed comparison, investors often need not a “perfect single app,” but a “professional tool combination”:

• Global Asset Trading: Choose Mitrade or eToro for US stocks, forex, commodities.
• Taiwan Local Stocks: Pick from Fuguo, KGI, or Investment Mr., based on personal style.
• Market Research: Use SanZhu Information or Investing as news sources.
• Financial Tracking: Use CWMoney to manage assets across platforms.

These investment apps in Taiwan have formed distinct ecosystems; the key is to tailor the best combination based on your trading frequency, style preferences, and capital scale. Whether it’s US stocks, Taiwanese fixed deposits, fund allocations, or forex arbitrage, you can find the most suitable trading tools.

Hope this in-depth review helps you avoid detours in your investment journey and opens the door to early financial freedom!