A Must-Read for Investment Beginners | 10 Practical Investment Apps in Taiwan, Covering US Stocks to Budgeting in One Platform

As the global economic policies continue to loosen, the risk of asset devaluation becomes increasingly apparent. According to data from investment trust institutions, Taiwanese investors’ financial asset allocation is leading the world, indicating that everyone recognizes the importance of wealth management. However, the investment apps on the market are diverse and numerous, causing many people to feel confused when choosing and worried about making mistakes. This article has selected 10 well-rated investment apps, covering various aspects such as US stock trading, Taiwan stock buying and selling, fund allocation, and information analysis, helping you find the right investment app with a single article.

How to choose an investment app? First ask yourself these questions

Before introducing each investment app in detail, it is recommended that you consider the following points to find the most suitable tool more quickly:

• Is the app’s operation logic intuitive and easy to learn?
• Can you quickly check market quotes and place orders?
• Are the chart functions and analysis tools user-friendly?
• Is the information update speed timely?
• Does it support commonly used technical indicators?
• Is there a simulated trading feature for beginners to practice?
• Is the order placement process smooth and without delays?

Choosing the right investment app is half the success. Next, we will introduce some of the most popular investment apps on the market based on different investment needs.

Top 3 US Stock Trading Apps｜Recommended Overseas Investment Apps

As a global financial market indicator, fluctuations in US stocks can affect the entire investment environment. Whether you focus on Taiwan stocks or other markets, keeping an eye on US stock movements is essential. The following three investment apps all support US stock trading:

Mitrade｜Flexible leverage trading, low threshold entry

Mitrade is a broker specializing in global asset CFDs, covering US stocks, forex, stock indices, commodities, and cryptocurrencies. Its feature is extremely low trading thresholds, with accounts opening starting at just 50 USD.

Platform Highlights:

• Zero commission trading model, with competitive spreads
• Supports T+0 two-way trading, leverage adjustable from 1 to 200 times
• Minimum position from 0.01 mini lots, suitable for small-scale trial
• Traditional Chinese interface, supports TWD, USDT, and credit card deposits and withdrawals
• Equipped with negative balance protection mechanism for better risk control

Suitable for: investors interested in short-term trading, hedging, or day trading

eToro｜Social trading focus, unique copy trading feature

Founded in 2007, eToro has developed into a social broker offering over 1,000 financial products. Its “Copy Trading” feature allows investors to follow other traders’ operations with one click, which is the core competitive advantage of this app.

Platform Highlights:

• Innovative copy trading mechanism, great for beginners to learn quickly
• Flexible deposits, supports PayPal, credit cards, with a minimum of 50 USD
• Intuitive interface design, comprehensive product range
• Strong social interaction features, allowing you to see other investors’ strategies

Points to note:

• Long-term idle accounts may incur fees
• Over-reliance on copy trading may hinder personal judgment development

Firstrade｜Pioneer of commission-free trading, in-depth US stock trading

Firstrade is a well-established US online broker, a member of FINRA and SIPC. It pioneered commission-free trading and is a veteran player among US stock investment apps.

Platform Highlights:

• Zero commissions on US stocks, ETFs, options, and fixed income products
• Unique “Online Protection Guarantee” to safeguard against unauthorized trading losses
• Supports Traditional Chinese, no minimum deposit requirement
• Highly friendly to Taiwanese investors

Points to note:

• Withdrawal fees are relatively high, need to evaluate costs
• Past issues with data and order delays
• Only supports US market financial products

Essential Taiwan Stock Investment｜Top 3 Domestic Securities Investment Apps

For investors accustomed to operating Taiwan stocks, these three investment apps are popular choices, each with its own strengths.

Fuguo Account｜Convenient online account opening, user-friendly interface

Fuguo Account is an investment app developed through cooperation between E.SUN Securities and Qunfu Technology (Fuguo), which entered the top ten in the Singapore Startupbootcamp competition. The entire system integrates financial expertise with technological thinking.

Platform Highlights:

• Fully online account opening, no need to visit the branch
• If you already have an E.SUN Bank account, opening a Fuguo account is super easy
• Clean operation interface, logical layout
• Excellent information presentation, smooth charting experience

Suitable for: beginners new to Taiwan stocks who have an E.SUN Bank account

KGI Securities｜Established and reputable, full-featured

KGI Securities, formerly “CITIC Securities,” is one of the earliest brokers qualified for government bond trading, with an undisputed market position. The investment app family includes versions like “KGI Mobile eStrategy,” “KGI Mobile Dealer,” and “KGI Investment Connect.”

Platform Highlights:

• Old-established broker with large scale and high credibility
• Rich trading products covering Taiwan stocks, ETFs, options, US stocks, and overseas stocks
• Friendly interface design, suitable for beginners
• Complete app functions to meet various investment styles

Suitable for: investors who are busy and cannot monitor the market constantly

Mr. Investment｜Produced by Yuanta Bank, intelligent stock selection

Mr. Investment is launched by Yuanta Bank, providing comprehensive securities, warrants, and futures market information. The app emphasizes simple operation and intelligent assistance.

Platform Highlights:

• Smart stock selection features, including Bull & Bear Picks, K-line Picks, etc.
• Information covers individual stock data, research reports, investment programs
• Streamlined and efficient order process
• Real-time market updates

Suitable for: investors who want to monitor the market in real-time and use intelligent tools to filter stocks

Fund Allocation Dedicated｜CMoney Fund Buying

For those who want to passively invest through funds, CMoney Fund Buying is a good choice. CMoney is Taiwan’s largest private fund company, providing a complete one-stop service from product selection, investment consulting, to trading channels.

Platform Highlights:

• Rich selection of fund products, covering all basic needs
• Competitive handling fees
• Comprehensive investment advisory services
• Suitable for regular fixed-amount investments

Market Information and Learning｜3 Advanced Analysis Investment Apps

Besides trading, understanding market dynamics and continuous learning are also crucial. The following three investment apps focus on providing information and analysis tools.

Emily Fixed Deposit Stocks｜Red-green light stock selection method, essential for small investors

Emily Fixed Deposit Stocks incorporates the “Red-Green Light Stock Selection Method” into its app features. Young investor Emily achieved financial freedom from a monthly salary of 25K using this method, which has been proven effective.

Platform Highlights:

• Intuitive red-green light stock selection mechanism
• Combines six advanced financial indicators to help find good companies
• Timely updates on individual stock financial reports, complete data
• Suitable for beginners wanting to learn stock selection logic

San Zhu Information｜Taiwan’s leading financial information provider, connecting all Taiwan brokerages

San Zhu Information is a leading enterprise in Taiwan’s financial consulting services, with almost all mainstream brokerage apps developed and maintained by San Zhu. According to statistics, 91% of practitioners in Taiwan use charting apps supported by San Zhu.

Platform Highlights:

• Extremely rich stock information database, comprehensive coverage
• Strong technical capabilities, high system stability
• Seamless integration with major brokerages
• Highest market penetration rate in the industry

Investing｜Global financial information platform, a must-see for international investors

Investing is one of the top three global financial information providers, offering real-time data on global stock markets, forex, futures, funds, and bonds. This app is especially suitable for those paying attention to international markets.

Platform Highlights:

• Data from top global sources, highly credible
• Powerful dynamic chart tools
• Useful tools like economic calendars
• Supports custom portfolio tracking

Suitable for: investors with diverse targets, involving US stocks and other overseas stocks

Essential for Financial Management and Budgeting｜CWMoney

CWMoney is a veteran financial management and budgeting software, with multiple versions and highly complete features. Many investors find that systematic bookkeeping is very important for performance evaluation after starting trading.

Platform Highlights:

• Supports connection with EasyCard, iPASS, automatic bill uploads
• Significantly improved interface, user-friendly experience
• Offers invoice bookkeeping, financial information, automatic income and expense reports
• Visualized financial reports clearly showing asset allocation

Suitable for: investors who want to systematically manage investment accounts and financial progress

Summary｜Choosing the right investment app makes investing more efficient

The above 10 investment apps each have their own features, covering the full range from US stock trading, Taiwan stock buying and selling, fund allocation, to information analysis and bookkeeping. When choosing an investment app, the key is to find a tool that is easy to use, meets your needs, and allows smooth order placement.

No need to overdo it; select 2 to 3 apps based on your investment style and market preferences. Whether you want to explore overseas markets or focus on Taiwan stocks, there are apps on the market to meet different stages of your investment journey. Hope you find the right investment app and start a relaxed wealth management journey.

If you haven’t tried overseas trading yet, consider starting with Mitrade’s demo account to quickly experience US stocks, indices, forex, and more, without actual funds, to familiarize yourself with the trading process.