Ripple's RLUSD Surges Past $1.3 Billion Market Cap With Multi-Chain Strategy Driving Growth

Source: CoinEdition Original Title: Ripple’s RLUSD Surges Past $1 Billion Market Cap With Multi-Chain Strategy Driving Growth Original Link: https://coinedition.com/ripples-rlusd-surges-past-1-billion-market-cap-with-multi-chain-strategy-driving-growth/

Overview

Ripple’s RLUSD stablecoin has reached approximately $1.3 billion in market capitalization. As of late 2025, the stablecoin posted year-to-date growth of roughly 1,278% as multiple factors converged to drive adoption.

The primary catalyst behind the surge is a strategic multi-chain deployment across both the XRP Ledger and Ethereum networks. According to industry analysts, Ripple’s decision to launch RLUSD on both platforms was a smart strategy that other top crypto projects should study.

The smartest thing Ripple did was put RLUSD on Ethereum and XRPL. There is a big lesson that many other top 100 crypto projects should take from this.

Ethereum Hosts Majority of Circulating Supply

Ethereum currently hosts approximately 80% of RLUSD’s circulating supply. The platform’s deep liquidity pools and DeFi ecosystem provide users with access to institutional-grade trading venues. The XRP Ledger portion aids fast settlement at minimal transaction costs. This has helped to create distinct value propositions for different user segments.

This multi-chain approach aligns with industry trends favoring interoperable and scalable designs. Analysts emphasize that platforms adopting cross-chain functionality position themselves better for sustained growth compared to single-blockchain alternatives.

Strategic Partnerships Drive Institutional Adoption

Strategic partnerships with major financial institutions have ramped up RLUSD adoption. Ripple’s collaboration with Gemini introduced RLUSD card settlements, extending the stablecoin’s utility into real-world payment systems. A partnership involving Mastercard, Gemini, and WebBank is testing RLUSD for institutional payment flows.

These tests aim to enable faster, lower-cost transactions compared to traditional payment systems. The partnerships position RLUSD as a compelling alternative to established stablecoins in institutional payment corridors.

XRP Spot ETF Milestone

Ripple CEO Brad Garlinghouse noted that XRP became the fastest crypto spot ETF to reach $1 billion in assets under management. The milestone was achieved in under four weeks. Garlinghouse stated that over 40 crypto ETFs have been launched in the United States this year alone.

The CEO identified pent-up demand for regulated crypto products as a driving factor. Recent regulatory policy shifts have opened access through traditional retirement and trading accounts for investors.

Garlinghouse emphasized that longevity, stability, and community are themes that are underrated yet matter to this new category of off-chain crypto holders. The combination of regulatory clarity, institutional partnerships, and multi-chain architecture has positioned RLUSD for continued expansion in the stablecoin market.