Credit card giant Visa recently made a statement—worth $16 trillion, they believe that now every institution in the world needs to figure out its own cryptocurrency strategy. And they’re not just saying it.

Visa has already partnered with Yellow Card to start exploring the stablecoin market. In fact, it’s not just them—traditional financial players like Western Union, PayPal, and Stripe have quietly incorporated stablecoins into their business portfolios. Why? It’s simple—stablecoins can make cross-border payments and settlements dramatically more efficient. The traditional clearing system is too slow, and once stablecoin tools are widely adopted, the improvement in the efficiency of the entire financial process will be significant.