XRP spot ETF sees a net inflow of $38.07 million in one week, with institutions continuing to favor cross-border payment assets

According to the latest news, during last week’s trading days (Eastern Time January 5 to January 9), XRP spot ETF saw a net inflow of $38.07 million. This data further confirms the continued interest of institutional investors in this cross-border payment asset. Notably, this inflow occurred after XRP’s recent significant price increase, reflecting market recognition of its long-term value rather than short-term speculation.

ETF Product Performance Shows Clear Differentiation

In last week’s net inflows, there were significant differences in performance among various products:

Bitwise and Franklin products continue to lead, contributing $27.10 million and $24.47 million respectively, with total assets exceeding $560 million. The sustained strong performance of these two products indicates that large asset management institutions maintain steady demand for XRP allocations. In contrast, 21Shares experienced a net outflow of $39.83 million in a single week, showing differences in institutional recognition across product lines.

Over $1.2 Billion Attracted, Institutional Adoption Accelerates

From a broader perspective, the performance of XRP spot ETFs is remarkable. To date, the cumulative net inflow of ETFs has reached $1.22 billion, with a total net asset value of $1.47 billion. This means XRP spot ETFs account for 1.16% of the market, becoming an important channel for institutional allocation of digital assets.

Behind this data reflects a key trend: since the launch of XRP spot ETF in November 2025, institutional investor interest has continued to grow. According to relevant information, XRP spot ETFs attracted $3.3 billion in institutional funds throughout 2025, and over 300 financial institutions worldwide have adopted XRP payment solutions. This indicates XRP is evolving from a purely crypto asset to an institutional-grade payment tool.

Market Sentiment and On-Chain Data Confirm Each Other

Multiple signals of institutional confidence

Although XRP spot ETF experienced its first outflow on January 7 (about $40.80 million), it quickly recovered with inflows afterward. This rapid rebound demonstrates that market confidence in XRP’s fundamentals remains intact. Market data shows that whale addresses continue to accumulate XRP, and on-chain indicators reveal that tokens held on exchanges are at historic lows, reflecting long-term holding intentions.

Optimistic Sentiment Indicators

Market data indicates an optimistic sentiment for XRP. The FOMO score (Fear of Missing Out) reaches 7/10, while the FUD score (Fear, Uncertainty, Doubt) is only 2/10. This sentiment structure suggests that market participants are more concerned about missing out on gains than about asset prospects.

Price Performance and Fundamentals Support

Currently, XRP is priced at $2.09, ranking 4th by market cap with a 4.04% market share. Although the recent price has pulled back from $2.41, it has still increased by 14.5% this month. Retail traders tend to buy the dip near $2, resonating with institutional ongoing ETF allocations, indicating a relatively consistent bullish outlook across different market levels.

XRP’s fundamentals as a cross-border payment tool remain solid. Its 3-5 second transaction settlement speed, ultra-low fee of $0.0002, and throughput of 1,500 transactions per second give it practical value in payment scenarios. These features distinguish it from purely speculative crypto assets.

Summary

Last week, XRP spot ETF saw a net inflow of $38.07 million, continuing its strong performance since launch. The total net inflow of $1.22 billion and total assets of $1.47 billion, along with adoption by over 300 global financial institutions, point to a clear trend: XRP is gaining broad institutional recognition. Despite short-term price fluctuations and outflows from some ETF products, multiple dimensions such as whale accumulation, positive market sentiment, and healthy on-chain indicators suggest that institutional demand for long-term XRP allocation remains stable. For investors paying attention to the progress of institutional adoption of digital assets, the fund flow changes in XRP spot ETF are worth ongoing monitoring.