BlockBeats 消息，2 月 26 日，据官方消息，DeFi 协议 ListaDAO 宣布推出 Lista Credit，称其为首个链上信用借贷系统，旨在为用户提供无需抵押的融资渠道。该产品允许用户根据现金流需求随时借款，尝试突破当前 DeFi 借贷主要依赖超额抵押的模式。
根据官方介绍，Lista Credit 采用代币激励机制支持还款，借款人可通过每日与每周的 LISTA 激励降低偿付成本，同时支持以稳定资产 U 进行借贷与偿还，以增强资金使用的灵活性。
ListaDAO 表示，此举标志着 DeFi 借贷模式正从「抵押驱动」向「信用驱动」探索转变。若该模式成功落地，或将为链上消费金融、运营融资及现金流管理场景打开新的应用空间。
Disclaimer: The information on this page may come from third parties and does not represent the views or opinions of Gate. The content displayed on this page is for reference only and does not constitute any financial, investment, or legal advice. Gate does not guarantee the accuracy or completeness of the information and shall not be liable for any losses arising from the use of this information. Virtual asset investments carry high risks and are subject to significant price volatility. You may lose all of your invested principal. Please fully understand the relevant risks and make prudent decisions based on your own financial situation and risk tolerance. For details, please refer to
Disclaimer.
Articoli correlati
Ondo Gains Momentum as Franklin Templeton Boosts RWA Push
Key Insights:
Ondo gains strength as the Franklin Templeton partnership pushes tokenized ETFs on-chain, lifting total value locked and expanding institutional access significantly.
Futures open interest rises sharply while funding rates remain positive, showing increased trader
CryptoNewsLand8m fa
Ripple CEO Predicts Record Q1 2026 Amid Finance Shift
_ Ripple CEO Brad Garlinghouse signals record-breaking Q1 2026 results, warns against crypto policy weaponization, and says global finance is actively rewiring around digital assets._
Brad Garlinghouse said it plainly. Q1 2026 is shaping up to be Ripple’s best quarter on record. And the numbers
LiveBTCNews24m fa
Bitdeer 将在挪威建设最大 AI 数据中心，支持英伟达 Vera Rubin 技术
Bitdeer旗下的Tydal Data Center与挪威承包商达成改建协议，将设施转型以支持英伟达的AI技术。此举是Bitdeer全球战略的核心，旨在满足AI数据中心的需求增长。同时，Bitdeer已清空比特币储备，并计划融资3亿美元。
GateNews1h fa
链抽象稳定币系统 River 宣布扩展至 Base 网络
链抽象稳定币系统River于3月30日宣布扩展至Base网络，此前已在以太坊和BNB Chain部署。River称Base是流动性最强的以太坊L2平台，各项数据表明其DeFi总锁定价值超过40亿美元，稳定币市值达47亿美元，日活跃地址近50万。此扩展将使Base用户能原生持有和使用River。
GateNews1h fa
Aave V4 goes live on Ethereum after governance vote clears rollout
Decentralized finance (DeFi) lending platform Aave has launched its V4 protocol on Ethereum after a binding onchain governance vote cleared its deployment.
On Monday, Aave announced the launch of its V4 protocol on Ethereum, introducing infrastructure designed to “expand onchain markets into
Cointelegraph1h fa
Charles Hoskinson’s $200 million bet: Midnight goes live to tackle crypto’s biggest flaws
Charles Hoskinson, founder of Cardano, critiques crypto's failure to integrate into the real economy. His solution, Midnight, aims to simplify and secure blockchain use, addressing core flaws. It supports privacy and usability, allowing widespread adoption without complex management.
CoinDesk2h fa
