When we select a bond to invest in, many of us fall into the trap of chasing the highest coupon without truly understanding what the actual return will be. This is where the IRR formula comes into play, a tool that separates beginner investors from those who know what

The unemployment situation remains a reality for many people in 2023. However, new trends have opened the door for people to explore different work patterns. Working from home and freelancing are becoming effective options for generating income independently.
What is a freelancer?
A freelancer refers to work that is not bound by a contract.

During the Asian trading session, WTI crude oil prices remain around $60, with the market focusing on OPEC+'s upcoming production increase decision. Data shows that U.S. crude oil inventories have significantly decreased, reflecting improved demand. The Federal Reserve's plan to cut interest rates may further impact oil prices. The official EIA inventory report will also influence market dynamics.

Ever wonder why your entry price and exit price never match perfectly? That gap isn't random—it's the spread, and it's eating into your trading profits whether you realize it or not. Whether you're scalping cryptocurrencies, forex pairs, or any other financial instrument, understanding how spreads w

Breaking Free From Gold's Traditional Shadow
Silver is no longer merely shadowing gold's movements. The precious metal is carving its own path as market fundamentals shift dramatically. Having climbed past US$66/oz in late 2025, silver's upward momentum stems from concrete structural drivers

Why U.S. Futures Index Trading Is Gaining Attention
In the global financial markets, U.S. futures indices are among the most actively traded products. Why are many investors paying attention to U.S. futures indices?
Reading Market Trends First
Futures markets tend to reflect expectations of the future before the spot market does. Analyzing real-time U.S. futures indices can help predict the future direction of the spot market, allowing for improved investment timing. Additionally, profit can be generated through futures index trading itself. By accurately analyzing the market and predicting price directions, the U.S.

Interest in Forex Gold Trading continues to grow among investors worldwide, especially as gold prices reach record highs. This article will help you understand the fundamentals, practical strategies, and necessary steps to start trading gold profitably this year.
Basics of Forex Gold Trading
Forex Gold Trading involves buying and selling gold prices

The foreign exchange market (Forex) is one of the largest financial markets in the world, with an average daily volume of approximately $7.5 trillion. This provides opportunities for investors of all levels to seek income conveniently. Today, we will discuss how to teach Forex trading for beginners, covering everything from the basics to the implementation steps.

Gold prices approached a new high of around $4,400 in October before pulling back, but the market remains focused on future trends. The increase is the highest in nearly 30 years, and central bank purchases indicate its importance. Gold prices are driven by policy uncertainties, Federal Reserve rate cut expectations, and strategic increases by global central banks, and are still optimistic for the future. Investors should make allocation decisions based on their own risk tolerance, and diversifying investment risks is a wiser approach.

Market Context of the Hotel Stock Industry in 2025
The hotel industry is entering a transformative phase, driven by various factors fueling change. From the impacts of the pandemic, shifts in global travel patterns, to trends emphasizing sustainability, leading to hotel stocks

Trading is exhilarating when things go right—but that's only half the story. The reality? Most days you're battling emotional volatility, managing risk, and fighting against your own psychology. Success in the trading arena isn't about luck or following the crowd; it's about cultivating

Before entering the stock market, new investors should prepare themselves by studying stock trading books first, as the knowledge gained from reading will serve as a shield against initial losses. This article will introduce 5 stock books that cover investment fundamentals, analysis techniques, and trading strategies to help you beat the market.

In recent years, the enthusiasm for virtual currency investment has not diminished. Many people want to purchase digital assets at the right time but don't know where to start. How exactly do you buy virtual currency? What are the available purchasing channels? What are the differences between various trading methods? Today, we'll help you clarify your thoughts.
Five-step process for purchasing virtual currency
Regardless of which trading platform you choose, the basic process for buying virtual currency is quite similar. Master these five steps, and you'll be able to get started quickly.
Step 1: Choose the right trading platform for you
Different virtual currency trading platforms have their own features. Some focus on spot trading, while others offer futures contracts. You need to select based on your investment goals and risk tolerance.
Step 2: Register an account and complete identity verification
Most legitimate trading platforms require KYC (Know Your Customer) verification. New users need to submit identification documents, proof of address, and other information to ensure the security of your funds.

Overview of the Hong Kong Stock Market
As an international financial center, the Hong Kong Stock Exchange (HKEX) had 2,338 main board listed companies and 314 GEM companies as of September 2025, with a total market capitalization exceeding HKD 48 trillion. Well-known companies such as Tencent, Alibaba, and BYD are listed here. For Taiwanese investors, buying Hong Kong stocks has become an important choice for diversification and overseas market deployment.
Core Rules of Hong Kong Stock Trading
Understanding the market rules of Hong Kong stocks is crucial before entering.
Trading Schedule
HKEX has three trading sessions: Opening Auction (9:00-9:30), Continuous Trading (9:30-12:00, 13:00-16:00), and Closing Auction (16:00-16:08). Unlike Taiwan stocks, Hong Kong stocks adopt a T+0 trading model, meaning stocks bought on the same day can be sold on the same day, with a settlement cycle of T+2.
Key Trading Features
Hong Kong stocks do not

Have you ever wondered which direction stock prices move after major news is released? Or why sometimes prices cannot resist breaking through key levels? The answer lies in understanding supply and demand, which is at the heart of price movements in all financial markets, whether stocks, commodities, or currencies.
What are supply and demand, and what role do they play in price?