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Ripple has received approval from the UK Financial Conduct Authority (FCA) to operate a fully regulated digital asset payment system. This enables UK financial institutions to use digital assets for international payments through Ripple's authorized platform, paving the way for XRP to serve as a compliant settlement asset within cross-border payment flows. The approval strengthens Ripple's regulatory framework in key markets, but it has not triggered a short-term surge in XRP prices, as institutional adoption is expected to be a gradual process.