Europe's upcoming legislation is sending mixed signals. Businesses can champion digital payments, sure—but here's the catch: they still have to take cash. Sounds like a step backward, but there's more to it. While the digital payment push reflects modern trends, regulators are pushing back against financial exclusion. Not everyone has a smartphone or access to digital wallets. Forcing cashless-only would leave entire demographics behind. So Europe's walking a tightrope—encouraging fintech adoption without abandoning those who depend on traditional payment methods. It's pragmatic, if contradictory. The real question: how do markets adapt when policy tries to balance innovation with accessibility?