Over the past two days, the group has been circulating screenshots again about stablecoin regulation and reserve audits, as well as people “possibly de-pegging.” Honestly, after seeing so much of it, I’ve become a bit numb… but it’s also pretty real: most end users aren’t actually afraid of words like “modularity.” What they fear is suddenly being unable to open the app, withdraw funds, or have payments show up.

So what exactly does a modular chain change for ordinary people? My personal feeling is: going forward, you might not need to worry about “which chain’s consensus/execution” it is. It’s more like using a set of infrastructure with more finely divided responsibilities—someone handles calculations quickly, someone makes sure the records stay more solid, and someone makes sure the data is stored properly. The result is that the experience may be smoother: fees that are more controllable, confirmations that come faster, and cross-chain transfers that are less awkward (in an ideal case).

But on the flip side, there are also new traps: if something goes wrong at the first layer, the second layer, or with the bridge, the responsibility chain becomes longer, and when something happens, it’s harder to end up yelling at the same person. Long term, I think it still comes down to habit—not talent: chase fewer hot topics, prepare for worst-case scenarios, and don’t treat “it probably won’t be an issue” as risk control. That’s it for now.