iQIYI Technology (FINV.US) Full-year net profit increased 6.6% year-over-year, Q4 international business revenue reached 31.4% of total revenue, hitting historical high

CNFinance App learns that after the US stock market closed on Monday, Xin Ye Technology (FINV.US) announced its Q4 and full-year 2025 financial results. The financial report shows that the company’s Q4 net revenue reached 3.024 billion yuan (RMB), with a net profit of 416 million yuan, and earnings per ADS of 1.63 yuan.

Non-GAAP adjusted operating profit was 520 million yuan, with earnings per ADS of 1.77 yuan.

For the full year, net revenue was 13.57 billion yuan, up 3.8% year-over-year, with a net profit of 2.545 billion yuan, up 6.6% year-over-year.

In terms of business, as of December 31, 2025, the Chinese market had a total of 187.4 million registered users, an 8.6% increase; total borrowers reached 29 million, an 8.2% increase. The international market had 52.1 million registered users, a significant 45.9% increase; total borrowers reached 11.7 million, a substantial 67.1% increase.

In Q4, the Chinese market’s transaction volume was 38.7 billion yuan, with an outstanding loan balance of 68.3 billion yuan; international market transaction volume was 4.1 billion yuan, up 41.4%, with an outstanding loan balance of 2.6 billion yuan, up 52.9%. International business revenue was 950.9 million yuan, up 28.6%, setting a new record and accounting for 31.4% of total revenue.

Additionally, Xin Ye Technology’s CFO Xu Jiayuan stated, “The company continues to generate substantial returns for shareholders: a total of $107.2 million in stock buybacks for the year, with a record $40.7 million repurchased in Q4; we increased the dividend per ADS by 10.5% to $0.306, with total dividends for 2025 approximately $74.5 million. The company’s chairman and senior management team recently increased their holdings by an additional $1.9 million in shares, demonstrating strong internal confidence in our company’s valuation and long-term prospects.”

Looking ahead to 2026, the company expects total revenue to be in the range of approximately 11.5 billion to 12.9 billion yuan.

Vice Chairman and CEO Li Tiezhen commented, “Looking to the future, with prudent risk management, continuous investment in AI innovation, and responsible growth strategies, we will continue to accelerate our sustainable international expansion while carefully managing our Chinese operations. Riding the momentum of international business, through rigorous execution, we are committed to creating growth and lasting value for users, partners, and shareholders.”