EBAday agenda to provide blueprint for the 2030 payments playbook

Hosted in the city consistently recognised as a world leader in digital infrastructure, ranked 3rd in Europe for fintech funding per capita and “the easiest place in Europe to do business,” the EBAday agenda will analyse key topics and the latest payment innovations, separating the opportunities from the trends.

The event will open with a keynote identifying how a truly digital society functions and how a booming fintech ecosystem can pave the way for the next generation. This will be followed by a strategic roundtable that will outline the playbook for 2030 and prepare the audience for two days of deep dives into exclusive insights that will define European payments in the near-term.

Before moving in to track sessions, the challenge speech will take attendees beyond the curve, motivating and inspiring payments professionals to take action, adopt new perspectives and remain primed for collaboration with potential new partners.

EBAday offers the optimal chance to build relationships and hear from those leading innovation. Here’s a summary of all the key topics being covered at this year’s EBAday conference:

European regulations: IPR, PSD3, PSR, FIDA and more

*   Which changes have we witnessed in the eurozone nine months after the Instant Payments Regulation – has customer behaviour altered?
*   How will forthcoming regulations such as PSD3, the PSR, and FIDA reshape European market dynamics?

Open banking, embedded finance and payments innovation

*   As open banking matures, how is the focus shifting from data access to value creation across an expanding embedded finance ecosystem?
*   As FIs accelerate their digital payment agendas, which emerging technologies are poised to redefine infrastructure, efficiency, and user experience?
*   Which contribution to modernising the payments infrastructure can AI, quantum computing and e-identity make?

G20, cross border payments and correspondent banking

*   Which tangible progress has been made in achieving faster, cheaper, and more transparent cross-border payments?
*   As global regulation tightens and payment innovation accelerates, can correspondent banking evolve fast enough to keep up in a real-time world?
*   How can global banks reimagine the correspondent model to support sustainable growth, while simultaneously facing new market players?

Fraud management, fraud prevention, VoP and OCT Inst

*   As payment fraud grows in scale and sophistication, how are European institutions adapting their detection and prevention frameworks?
*   As payment fraud grows more sophisticated, how can the evolution of Verification of Payee strengthen trust, accuracy, and accountability across digital transactions?
*   What role will collaboration, data sharing, and new identity frameworks play in enhancing fraud prevention across interconnected payment ecosystems?

Automation, AI - including agentic AI - and technology trends

*   Is AI in payments living up to its promise? As it reshapes instant fraud detection, customer service and other areas, how do we balance speed, scalability, and ethics?
*   AI systems are rapidly evolving from passive tools to autonomous agents. How will this shift transform decision-making, customer interaction, and risk management in payments?
*   Which safeguards, governance models, and ethical frameworks are needed to ensure that agentic AI acts responsibly within complex financial networks?

Digital assets, the digital euro and stablecoins

*   In October 2025, the European Central Bank decided to advance the foundational work for the digital euro, with plans to launch it in early 2029. How should PSPs prepare, and where exactly lie the opportunities of the digital euro project?
*   How are stablecoins, tokenised deposits and deposit tokens reshaping the rails for global payments and settlement?
*   In which ways will the coexistence of public and private digital money reshape trust and liquidity?

Explore the agenda and register today to secure your place to join 1,400+ senior European payments executives this June in Copenhagen.