XRP at $2.06: Is the market right or is it undervalued? The enigma of maximum IQ and the psychology of holdings

When a public figure with a declared IQ of 276 decides to become vocal about a cryptocurrency, the market tends to listen. YoungHoon Kim, known for his positioning as the person with the highest IQ in the world, has recently offered a fascinating perspective on XRP that goes beyond the usual price predictions.

The shift in perspective: from speculation to infrastructure

Kim’s thesis isn’t about “XRP will go up,” but rather a radically different vision: capital will flow into the XRP Ledger as a final destination, not toward the ticker as a mere speculative tool. This is a bet on infrastructure — on XRP’s role as a settlement layer and liquidity channel where value depends on actual routing, throughput capacity, and structural utility, not on narrative or speculation.

Three pillars of the price stance

The first element is economic: XRP below $2 is considered “almost free” by Kim, although he emphasizes that this is a personal assessment. With the current price at $2.06, we are still in a zone that historically represents an important psychological anchoring point for many investors.

The second pillar is psychological and concerns the holding mentality. It is not a technical forecast but a philosophical stance: “I will never sell #XRP.” This statement represents an attempt to normalize holding during volatility, turning time itself into a competitive advantage rather than an opportunity cost.

The third aspect is narrative: the strategic positioning within the context of XRP’s dominance in 2025, when the cryptocurrency has captured the attention of major crypto media and built one of the most organized communities in the market.

Why now?

The pragmatic explanation is that of attention economics. XRP has taken center stage in the crypto conversation in 2025, maintaining a leading position across all major information platforms. Leveraging this gravitational appeal provides an efficient access to large-scale discussion.

The deeper alternative is that Kim actually identifies a thesis of fundamental value in XRP’s technology and network role, believing that the market will evaluate it more aggressively in the near future once practical applications become more evident.