Someone asked how to allocate 100,000 yuan. My advice is straightforward—if this is your entire cash reserve, just keep it for living expenses and avoid messing around with investments. Forget the rhetoric that "inflation will eat away your assets"; that theory has little practical meaning for those still struggling to make ends meet.

Never bring friends who are only doing small trades into the conversation. They may have spent years saving a little at a time, but once they enter the crypto space, they could be wiped out in just a few days. Such psychological blows are not something everyone can withstand.

If you really want to find someone to invest with, your outlook must be long-term. Choose those with a stable mindset and a decent financial foundation; don't try to rescue those who have already lost everything elsewhere. Negative energy will gradually erode your judgment, and that is more terrifying than any loss.

Anxiety, impatience, and frequent second-guessing are all enemies of investment. Enter the market slowly, giving yourself time to repeatedly weigh the risks you can bear. Exit slowly as well—don't let short-term news and market fluctuations hijack your emotions. The goal should be to make comfortable profits, not to chase adrenaline-pumping gains. Any strategy that promotes quick in-and-out trading is either driven by guilty profits or a trap—that's not aligned with most people's risk tolerance.

One last point is crucial: never expect anyone to guarantee the safety of your principal. Since no one can cover your risks, you must bear all the consequences yourself. This is a fundamental understanding you must have when participating in cryptocurrency investments.