A significant policy proposal is gaining attention: implementing a one-year cap on credit card interest rates at 10%. This aggressive move could reshape consumer debt dynamics and influence broader economic conditions. Such regulatory interventions on lending rates carry ripple effects across financial markets—affecting liquidity, risk appetite, and asset valuations. Market participants are watching how traditional finance policies might indirectly impact crypto adoption as an alternative financial channel. Whether this policy materializes, the underlying debate reveals shifting attitudes toward financial accessibility and debt management in an evolving economic environment.