Large financial institutions are changing their attitude towards stablecoins, but acceptance still faces bottlenecks. Recently, industry insiders pointed out that smart contracts and tokenization are no longer in the conceptual stage—they are real, usable technologies. Traditional financial giants handle hundreds of trillions of dollars in transactions daily and are planning how to transplant this mature compliance system onto blockchain.

However, the reality is clear: for stablecoins to gain institutional trust in large-scale settlement scenarios, more time is needed. From a technological completeness perspective, tokenization and smart contracts are already ready; the key lies in building confidence—institutions need to see the same level of risk control and regulatory approval.

This turning point is quite interesting. On one hand, traditional finance is actively exploring the potential applications of blockchain; on the other hand, institutional-level applications of stablecoins are still in the uphill phase. When these two forces finally align, the entire financial settlement system may face an upgrade.