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Although XRP's price declined by 11.56% in 2025, the XRP Ledger (XRPL) achieved significant fundamental growth driven by stablecoins. Its stablecoin market cap surged nearly 300%, with Ripple's native stablecoin RLUSD surpassing a market cap of $1 billion. This liquidity, combined with the tokenized asset total value soaring 4160% to $213 million, helped Ripple obtain official operational approval in the UK in early 2026. Subsequently, the XRPL stablecoin market cap reached a record high of $405 million, and RLUSD's market cap hit $1.38 billion, making the native stablecoin a core driver for institutional adoption and increased network throughput.