2025-12-24 14:21:07

During the window period of stablecoin exchange rate fluctuations, I’d like to share a thought.

Recently, the cryptocurrency market has indeed been weak. If you have idle USDT or other stablecoins in your account and prefer not to operate frequently, you might want to pay attention to a USD1 financial product offered by a major exchange.

The current yield situation is as follows: with an investment of around 50,000, you can achieve an annualized return of 20%. Beyond this amount, the subsequent returns drop to a symbolic 0.2%.

But there is a detail you must pay attention to—products like USD1 can have fluctuations in premium and discount, and each entry and exit will incur certain costs and wear. So, how much you ultimately get depends on the actual situation. Don’t just look at the annualized figure before jumping in; risk awareness must keep up.

USD10.12%

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BlockDetective

· 5h ago

20% annualized? Premium and discount, a single wear and tear directly half health. Have you calculated it carefully?

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BearMarketSunriser

· 5h ago

20% annualized? Sounds good, but the discount part really needs to be calculated clearly—don't be fooled by the surface numbers.

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PumpStrategist

· 5h ago

20% annualized return? When you calculate the cost of premium discount and wear, you might end up losing money. --- Again, a typical digital trap. Jumping straight from over 50,000 to 0.2%, this design is a bit extreme. --- That's right, what seems like attractive returns are actually traps set by trading counterparts, each entry and exit is like cutting into meat. --- This move, frankly, is a helpless attempt when funds can't find a better exit. The returns simply can't outpace the risk release. --- The distribution of chips shows that the liquidity of such products is worrying. A large redemption could be a bloody lesson. --- The pattern is set; this is just a placebo for the chives in a bear market. Just listen, those who go all-in will only end up losing.

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RektRecorder

· 5h ago

A 20% annualized rate sounds quite attractive, but the cost of premium and discount adjustments can really eat into half of the returns. You need to calculate it carefully.

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LiquiditySurfer

· 5h ago

20% annualized sounds great, but the discount part can really eat into a lot of the returns.

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