I've been thinking about a question recently: which is more suitable for ordinary people—aggressive investing or conservative holding?

Over the years, I've come across several opportunities to amplify returns using leverage, but every time my family was firmly against it. Their reasoning is simple—having a stable job is the proper path, and investing is just gambling. But in my view, saving money with a fixed salary will never keep up with the pace of asset appreciation.

Not long ago, I saw someone whose aggressive investments led their family to intervene forcibly, even resulting in a serious fallout. I suddenly realized that this kind of generational conflict is especially common: young people want to seize a bull market to turn things around quickly, while the older generation just wants you to avoid losses and live a stable life.

To be honest, I feel quite conflicted. On one hand, I have indeed missed a few market cycles; on the other hand, looking back calmly, if I had really used high leverage and run into a black swan event, things could have turned out very differently.

What do you all think? When it comes to investing, should you follow your family's conservative advice, or trust your own judgment? Has anyone else experienced similar family conflicts over investment philosophies?