The principle of compound returns in long-term investment actually works not only with financial instruments but also in real estate. Looking at history, those who entered at the right time have always won, but this formula doesn't always work.

There are three main conditions: First, interest rates must be low so that your borrowing costs remain low. Second, the rental yield of the property you buy should be high relative to its price, meaning the rent/price balance should be in your favor. The third and most critical—your income must align with your loan installments; otherwise, the system becomes unsustainable.

Those who catch this cycle at a young age and successfully maintain it accumulate significant wealth in the long run. Timing and patience are everything.