The cryptocurrency market has undergone a significant transformation with the entry of major financial institutions. Large banks, asset managers, and hedge funds are now accumulating substantial amounts of digital assets, leading to increased market stability but also centralization. Institutional involvement brings credibility, regulatory clarity, and liquidity, attracting more traditional investors. However, this concentration of ownership may reduce decentralization, one of crypto’s core values, and increase market influence by a few powerful players. As institutions integrate cryptocurrencies into their portfolios, prices may experience less extreme volatility, but the industry could shift towards a more regulated, Wall Street-driven ecosystem.