How much is Robert Kiyosaki's social security check from Rich Dad?

This guy has a net worth of $100M on the books, yet claims to be $1.2B in debt—gotta say, this operation is indeed something.

The question arises: how much can his social security check be?

The answer may surprise you—likely even less than an average person.

Why?

Social security is calculated based on “wage income” and does not include investment income and capital gains. Kiyosaki mainly makes money through real estate investment and debt leverage, which may appear as low wage income on tax returns. The result is that, no matter how rich one is, they cannot receive the highest tier of social security (which is $5,108/month in 2025).

Financial advisor Jay Zigmont is right: “Many wealthy people have low social security because most of their money comes from capital gains.”

In some years, he may even show a net loss, and in the end, he won't receive a penny from social security.

Don't expect too much from social security.

The bankruptcy date of the social security trust fund is approaching - it will bottom out in 2032. At that time, there will inevitably be major reforms: reducing benefits, increasing taxes, and raising the retirement age.

So learn Qingqi's thinking:

• Build multiple income streams (real estate, REITs, passive investments)
• Reasonable use of debt and taxes
• Don't put all your eggs in one basket.

Want to get more social security?

1. Work a few more years — Average the highest salary over 35 years, usually the highest income is from the most recent years.
2. Delayed Withdrawal — Withdraw 30% less at 62 years old, 8% more at 70 years old, the difference is ridiculous.

In plain terms: instead of waiting for social security, you might as well learn to invest and manage your finances now. Who knows if you will eventually surpass Kiyosaki's social security checks?